Aditya Birla Sun Life Digital India Fund - Growth - Regular Plan
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 75% limits losses during market corrections.
- Cost-efficient: expense ratio of 2.05% is lower than category median (2.52%).
- Over 27 years of operational history across different market cycles.
- Experienced a maximum drawdown of -66.2% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.38% | +6.32% | -0.94% |
| 3 Months | -0.51% | -0.20% | -0.31% |
| 6 Months | +10.09% | +5.98% | +4.11% |
| 1 Year | -6.74% | +3.90% | -10.64% |
| 3 Years CAGR | +4.77% | +13.23% | -8.46% |
| 5 Years CAGR | +3.08% | +10.72% | -7.64% |
| 7 Years CAGR | +16.97% | +15.35% | +1.62% |
| 10 Years CAGR | +17.36% | +14.26% | +3.10% |
| Since Inception | +11.82% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Digital India Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -9.22% | +4.03% | -13.25% |
| 2025 | -5.24% | +1.43% | -6.67% |
| 2024 | +18.09% | +20.41% | -2.32% |
| 2023 | +35.75% | +30.70% | +5.05% |
| 2022 | -21.64% | +1.66% | -23.30% |
| 2021 | +70.47% | +30.31% | +40.16% |
| 2020 | +59.03% | +13.54% | +45.49% |
| 2019 | +9.57% | +7.11% | +2.46% |
| 2018 | +15.63% | -5.94% | +21.57% |
| 2017 | +22.35% | +39.22% | -16.87% |
| 2016 | -3.47% | +4.10% | -7.57% |
| 2015 | +11.22% | +1.85% | +9.37% |
| 2014 | +21.10% | +52.06% | -30.96% |
| 2013 | +50.25% | -4.06% | +54.31% |
| 2012 | +3.67% | +26.60% | -22.93% |
| 2011 | -21.80% | -23.05% | +1.25% |
| 2010 | +16.58% | +18.91% | -2.33% |
| 2009 | +85.27% | +77.75% | +7.52% |
| 2008 | -57.13% | -57.13% | 0.00% |
| 2007 | +20.77% | +66.75% | -45.98% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -59.55% | +16.16% | +10.87% | +147.77% | 67.4% | 44.7% |
| 3-Year Rolling | -14.19% | +14.40% | +13.23% | +45.17% | 89.9% | 36.8% |
| 5-Year Rolling | -5.71% | +15.13% | +14.87% | +34.13% | 90.9% | 46.4% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-02 | 2009-03-09 | -66.1% | 14 months | 55 months |
| 2020-02-14 | 2020-03-23 | -34.6% | 1 months | 4 months |
| 2024-12-13 | 2026-03-30 | -31.6% | 16 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation pattern of the scheme shall be as under: | Per Scheme Mandate |
| Equity & Equity related instruments in technology & technology dependent companies* | 80%-100% |
| Equity and Equity related instruments of companies other than technology & technology dependent companies | 0%-20% |
| Units issued by InvITs | 0%-10% |
| Liquid$ & Money Markets instruments | 0%-20% |
| Units of Mutual Funds# | 0%-5% |
| *Technology & technology dependent companies are defined as companies investing in IT and software services, products, BPO, hardware, media and entertainment, telecommunication equipment, telecommunication service providers, Electronic Manufacturing Services (EMS) and components, Semiconductors. Internet technology enabled services including e-commerce, technology platforms, IoT (Internet of Things) and other online services. Data and data solutions providers, IT Infrastructure providers like data centres, leased line providers, PaaS, SaaS, DaaS, DBaaS, etc. companies. Digital service providers and other technology enabled businesses. | Per Scheme Mandate |
| The above list is indicative, and the Fund Manager may add such other businesses which fall part of IT, Technology and Digital sectors. | Per Scheme Mandate |
| # The scheme will invest in units of Liquid Schemes, Overnight Schemes and Money Market Schemes of Aditya Birla Sun Life Mutual Fund and other fund houses for liquidity and cash management purposes. | Per Scheme Mandate |
| $ As defined by SEBI. | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the scheme is to generate long term growth of capital, through a portfolio with a target allocation of 100% equity, focusing on investing in technology and technology dependent companies, hardware, peripherals and components, software, telecom, media, internet and e-commerce and other technology enabled companies. The secondary objective is income generation and distribution of IDCW.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,869 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata Digital India Fund | 4.6 | +5.36% | 1.78% | 74.1% | Rs 10,130 cr | Compare → |
| Aditya Birla Sun Life MNC Fund | 3.1 | +5.45% | 2.12% | 113.2% | Rs 3,055 cr | Compare → |
| LIC MF Banking and Financial Services Fund | 2.2 | +6.86% | 2.76% | 111.9% | Rs 272 cr | Compare → |
| quant Teck Fund | 1.9 | +4.49% | 3.70% | 120.5% | Rs 252 cr | Compare → |
| Tata Housing Opportunities Fund | 3.0 | +6.94% | 2.59% | 123.3% | Rs 481 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Digital India Fund
What is the expense ratio of Aditya Birla Sun Life Digital India Fund?
Aditya Birla Sun Life Digital India Fund has a total expense ratio (TER) of 2.05% with a base expense ratio of 1.62%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Aditya Birla Sun Life Digital India Fund?
Aditya Birla Sun Life Digital India Fund is managed by Kunal Sangoi (tenure: 12.8 years since 2014-01-16).
What are the historical returns of Aditya Birla Sun Life Digital India Fund?
Aditya Birla Sun Life Digital India Fund delivered a 3-year CAGR of 4.77% and a 5-year CAGR of 3.08%. Its 1-year return stands at -6.74%.
How large is Aditya Birla Sun Life Digital India Fund?
Aditya Birla Sun Life Digital India Fund manages assets of Rs 3,869 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is Aditya Birla Sun Life Digital India Fund scored on MFIQ?
Aditya Birla Sun Life Digital India Fund holds an MFIQ Score of 3.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Digital India Fund?
Aditya Birla Sun Life Digital India Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.73% with a maximum historical drawdown of -66.15%.