Aditya Birla Sun Life Equity Savings Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.68% is lower than category median (2.19%).
- Over 12 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.77% | +2.96% | -0.19% |
| 3 Months | +1.07% | +1.17% | -0.10% |
| 6 Months | +3.76% | +3.88% | -0.12% |
| 1 Year | +5.14% | +4.14% | +1.00% |
| 3 Years CAGR | +7.88% | +8.21% | -0.33% |
| 5 Years CAGR | +5.96% | +7.26% | -1.30% |
| 7 Years CAGR | +7.92% | +8.53% | -0.61% |
| 10 Years CAGR | +7.53% | +8.07% | -0.54% |
| Since Inception | +7.50% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Equity Savings Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.85% | +3.40% | +0.45% |
| 2025 | +8.97% | +6.70% | +2.27% |
| 2024 | +8.15% | +11.07% | -2.92% |
| 2023 | +11.57% | +14.27% | -2.70% |
| 2022 | -1.03% | +2.49% | -3.52% |
| 2021 | +12.79% | +12.79% | 0.00% |
| 2020 | +10.98% | +11.09% | -0.11% |
| 2019 | +7.85% | +7.85% | 0.00% |
| 2018 | -1.74% | +1.32% | -3.06% |
| 2017 | +17.29% | +14.67% | +2.62% |
| 2016 | +7.63% | +6.47% | +1.16% |
| 2015 | +3.76% | +6.44% | -2.68% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.77% | +7.78% | +7.79% | +35.03% | 84.3% | - |
| 3-Year Rolling | -0.52% | +7.59% | +7.80% | +12.70% | 99.8% | - |
| 5-Year Rolling | +2.95% | +7.55% | +7.75% | +12.00% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -17.8% | 1 months | 7 months |
| 2022-01-17 | 2022-06-17 | -10.1% | 5 months | 11 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Equity & Equity Related instruments including derivatives - 65-90% | Per Scheme Mandate |
| Out of which: | Per Scheme Mandate |
| - Derivatives (hedged)* | 0% - 90% |
| - Net long equity exposure (unhedged) ** | 15% - 40% |
| Debt & Money market Instruments (including margin for derivatives) - 10-35% | Per Scheme Mandate |
| Units issued by InvITs - 0-10% | Per Scheme Mandate |
| Units of Mutual Funds (including Gold ETFs, Silver ETFs) - 0-25% | Per Scheme Mandate |
| ETCDs | 0%-10% |
| *The exposure to derivative shown in the above asset allocation table would normally be the exposure taken against the underlying equity investments and should not be considered for calculating the total asset allocation. This denotes hedged equity positions by investing in arbitrage opportunities in the equity | Per Scheme Mandate |
| market. The fund manager in the above case can therefore take exposure to equivalent stock/ index futures & create completely covered positions. E.g. – | Per Scheme Mandate |
| The scheme invests 65% in equity stocks/index basket in the cash market and takes short position in futures market for relevant stocks/ index to the extent of | Per Scheme Mandate |
| exactly 65% to avail arbitrage between spot & futures market. Thus, the entire position is used to lock arbitrage profit. The Scheme may also invest in other | Per Scheme Mandate |
| derivative instruments like covered calls etc. as deemed appropriate. | Per Scheme Mandate |
| **This denotes only net long equity exposures aimed to gain from potential capital appreciation of these positions. Thus, it is a directional equity exposure which is not hedged. | Per Scheme Mandate |
Investment Objective & Strategy
To provide capital appreciation and income distribution to the investors by using a blend of equity derivatives strategies, arbitrage opportunities and pure equity investments. The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,155 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Equity Savings schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Equity Savings Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Equity Savings Fund | 4.8 | +8.24% | 1.96% | - | Rs 3,068 cr | Compare → |
| Kotak Equity Savings Fund | 6.3 | +9.02% | 2.12% | - | Rs 10,417 cr | Compare → |
| Mirae Asset Equity Savings Fund | 6.6 | +9.92% | 1.72% | - | Rs 2,043 cr | Compare → |
| Axis Equity Savings Fund | 4.6 | +8.83% | 2.68% | - | Rs 872 cr | Compare → |
| HSBC Equity Savings Fund | 7.0 | +12.36% | 2.37% | - | Rs 1,676 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Equity Savings Fund
What is the expense ratio of Aditya Birla Sun Life Equity Savings Fund?
Aditya Birla Sun Life Equity Savings Fund has a total expense ratio (TER) of 1.68% with a base expense ratio of 0.86%, compared to the Equity Savings category median of 2.19%.
Who manages Aditya Birla Sun Life Equity Savings Fund?
Aditya Birla Sun Life Equity Savings Fund is managed by Lovelish Solanki (tenure: 2.1 years since 2024-09-27).
What are the historical returns of Aditya Birla Sun Life Equity Savings Fund?
Aditya Birla Sun Life Equity Savings Fund delivered a 3-year CAGR of 7.88% and a 5-year CAGR of 5.96%. Its 1-year return stands at +5.14%.
How large is Aditya Birla Sun Life Equity Savings Fund?
Aditya Birla Sun Life Equity Savings Fund manages assets of Rs 1,155 cr, placing it in the 'comfortable' size band relative to Equity Savings peers.
How is Aditya Birla Sun Life Equity Savings Fund scored on MFIQ?
Aditya Birla Sun Life Equity Savings Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Equity Savings Fund?
Aditya Birla Sun Life Equity Savings Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 2.94% with a maximum historical drawdown of -17.80%.