Aditya Birla Sun Life Flexi Cap Fund - Growth - Regular Plan
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 93% of 3-year investment horizons.
- Generated +4.0% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.66% is lower than category median (2.17%).
- Consistently ranked #1 in its category with an MFIQ quantitative score of 6.5/10.
- Experienced a maximum drawdown of -65.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.55% | +6.72% | +0.83% |
| 3 Months | +1.26% | +0.95% | +0.31% |
| 6 Months | +8.44% | +7.48% | +0.96% |
| 1 Year | +7.98% | +3.87% | +4.11% |
| 3 Years CAGR | +15.93% | +12.91% | +3.02% |
| 5 Years CAGR | +11.12% | +9.13% | +1.99% |
| 7 Years CAGR | +15.24% | +13.79% | +1.45% |
| 10 Years CAGR | +13.48% | +13.48% | 0.00% |
| Since Inception | +13.04% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.14% | +3.55% | +2.59% |
| 2025 | +11.20% | +3.91% | +7.29% |
| 2024 | +18.52% | +18.52% | 0.00% |
| 2023 | +25.95% | +28.78% | -2.83% |
| 2022 | -1.11% | -1.11% | 0.00% |
| 2021 | +30.28% | +32.43% | -2.15% |
| 2020 | +16.07% | +14.34% | +1.73% |
| 2019 | +8.53% | +10.28% | -1.75% |
| 2018 | -4.09% | -7.49% | +3.40% |
| 2017 | +33.51% | +37.90% | -4.39% |
| 2016 | +15.21% | +4.05% | +11.16% |
| 2015 | +2.93% | +1.06% | +1.87% |
| 2014 | +56.61% | +54.77% | +1.84% |
| 2013 | +7.11% | +4.75% | +2.36% |
| 2012 | +35.74% | +32.18% | +3.56% |
| 2011 | -29.38% | -25.47% | -3.91% |
| 2010 | +14.16% | +15.86% | -1.70% |
| 2009 | +89.25% | +83.98% | +5.27% |
| 2008 | -56.62% | -56.62% | 0.00% |
| 2007 | +69.91% | +63.30% | +6.61% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -59.53% | +16.84% | +11.81% | +128.47% | 77.8% | 50.3% |
| 3-Year Rolling | -7.58% | +14.00% | +14.98% | +34.69% | 93.4% | 38.9% |
| 5-Year Rolling | -2.32% | +13.70% | +13.96% | +27.53% | 98.4% | 41.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -65.5% | 14 months | 61 months |
| 2020-02-13 | 2020-03-23 | -38.6% | 1 months | 8 months |
| 2006-05-10 | 2006-06-14 | -33.5% | 1 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Equity & Equity related instruments (across large, mid and small cap companies) - 65-100% | Per Scheme Mandate |
| Liquid* & Money Market Instruments | 0% - 35% |
| Units of Mutual Funds# | 0% - 35% |
| Units of InVITs | 0% - 10% |
| *As defined by SEBI | Per Scheme Mandate |
| # Overnight , Liquid & Money Market Funds. | Per Scheme Mandate |
Investment Objective & Strategy
The objective of the scheme is long term growth of capital, through investment in equity & equity related instruments across market cap (large, mid & small) companies.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 30,510 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| ITI Flexi Cap Fund | 6.5 | +18.16% | 2.31% | 101.6% | Rs 1,773 cr | Compare → |
| Bajaj Finserv Flexi Cap Fund | 7.1 | +16.15% | 2.24% | 96.8% | Rs 9,567 cr | Compare → |
| Invesco India Flexi Cap Fund | 6.6 | +16.81% | 2.08% | 108.7% | Rs 5,980 cr | Compare → |
| 360 ONE FLEXICAP FUND | 6.4 | +16.57% | 2.33% | 92.0% | Rs 2,383 cr | Compare → |
| Motilal Oswal Flexi Cap Fund | 6.1 | +17.24% | 1.97% | 105.3% | Rs 14,293 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life Flexi Cap Fund
What is the expense ratio of Aditya Birla Sun Life Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund has a total expense ratio (TER) of 1.66% with a base expense ratio of 1.35%, compared to the Flexi Cap category median of 2.17%.
Who manages Aditya Birla Sun Life Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund is managed by Harish Krishnan (tenure: 3.0 years since 2023-11-03).
What are the historical returns of Aditya Birla Sun Life Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund delivered a 3-year CAGR of 15.93% and a 5-year CAGR of 11.12%. Its 1-year return stands at +7.98%.
How large is Aditya Birla Sun Life Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund manages assets of Rs 30,510 cr, placing it in the 'stretched' size band relative to Flexi Cap peers.
How is Aditya Birla Sun Life Flexi Cap Fund scored on MFIQ?
Aditya Birla Sun Life Flexi Cap Fund holds an MFIQ Score of 6.5/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life Flexi Cap Fund?
Aditya Birla Sun Life Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.47% with a maximum historical drawdown of -65.51%.