Aditya Birla Sun Life PSU Equity Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +4.8% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.87% is lower than category median (2.52%).
- High beta (1.23) means the fund swings more sharply than the broader index.
- Downside capture of 118% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.29% | +6.32% | +0.97% |
| 3 Months | +0.86% | -0.20% | +1.06% |
| 6 Months | +0.16% | +5.98% | -5.82% |
| 1 Year | +5.49% | +3.90% | +1.59% |
| 3 Years CAGR | +18.45% | +13.23% | +5.22% |
| 5 Years CAGR | +20.73% | +10.72% | +10.01% |
| Since Inception | +20.69% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Aditya Birla Sun Life PSU Equity Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.34% | +4.03% | +1.31% |
| 2025 | +10.24% | +1.43% | +8.81% |
| 2024 | +14.20% | +20.41% | -6.21% |
| 2023 | +59.28% | +30.70% | +28.58% |
| 2022 | +28.55% | +1.66% | +26.89% |
| 2021 | +37.10% | +30.31% | +6.79% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -17.22% | +30.56% | +23.64% | +108.13% | 85.9% | 71.2% |
| 3-Year Rolling | +15.27% | +31.27% | +30.54% | +46.69% | 100.0% | 100.0% |
| 5-Year Rolling | +18.05% | +27.38% | +27.53% | +36.07% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-15 | 2020-03-24 | -34.0% | 2 months | 9 months |
| 2024-08-01 | 2025-02-28 | -27.4% | 7 months | 12 months |
| 2022-04-21 | 2022-06-20 | -18.5% | 2 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme will be as follows: | Per Scheme Mandate |
| Equity & Equity Related instruments of Public Sector Undertakings | 80%-100% |
| Other Equity & Equity Related instruments | 0%-20% |
| Liquid* and Money Market Instruments | 0%-10% |
| Units of Mutual Funds# | 0%-10% |
| Units issued by InvITs | 0%-10% |
| * As defined by SEBI. | Per Scheme Mandate |
| # The scheme will invest in units of Liquid, Overnight and Money Market Funds of Aditya Birla Sun Life Mutual Fund and other fund houses for liquidity and cash management purposes. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to provide long term capital appreciation by investing in equity and equity related Instruments of Public Sector Undertakings (PSUs). The Scheme does not guarantee/indicate any returns. There can be no assurance that the schemes’ objectives will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,186 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mahindra Manulife Business Cycle Fund | 6.4 | +15.86% | 2.42% | 105.5% | Rs 1,323 cr | Compare → |
| Edelweiss Recently Listed IPO Fund | 5.0 | +16.48% | 2.68% | 94.2% | Rs 1,349 cr | Compare → |
| CANARA ROBECO INFRASTRUCTURE FUND | 5.3 | +17.04% | 2.41% | 112.1% | Rs 932 cr | Compare → |
| quant ESG Integration Strategy Fund | 5.2 | +15.75% | 3.15% | 108.4% | Rs 341 cr | Compare → |
| SBI PSU Fund | 6.7 | +19.75% | 1.95% | 112.7% | Rs 6,737 cr | Compare → |
Frequently Asked Questions about Aditya Birla Sun Life PSU Equity Fund
What is the expense ratio of Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund has a total expense ratio (TER) of 1.87% with a base expense ratio of 1.57%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund is managed by Dhaval Gala (tenure: 4.1 years since 2022-09-22).
What are the historical returns of Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund delivered a 3-year CAGR of 18.45% and a 5-year CAGR of 20.73%. Its 1-year return stands at +5.49%.
How large is Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund manages assets of Rs 6,186 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is Aditya Birla Sun Life PSU Equity Fund scored on MFIQ?
Aditya Birla Sun Life PSU Equity Fund holds an MFIQ Score of 7.0/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Aditya Birla Sun Life PSU Equity Fund?
Aditya Birla Sun Life PSU Equity Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 20.86% with a maximum historical drawdown of -33.99%.