BAJAJ FINSERV CONSUMPTION FUND - REGULAR - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Downside capture of 131% indicates larger drops during broader market downturns.
- Expense ratio (2.88%) is higher than category median (2.52%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.65% | +6.32% | +0.33% |
| 3 Months | -0.32% | -0.20% | -0.12% |
| 6 Months | +6.84% | +5.98% | +0.86% |
| 1 Year | -2.72% | +3.90% | -6.62% |
| Since Inception | -3.48% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.06% | +4.03% | -3.97% |
| 2025 | -6.07% | +1.43% | -7.50% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -13.77% | -5.34% | -5.44% | +2.99% | 8.2% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-01-02 | 2026-03-23 | -22.9% | 15 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related securities of companies engaged in domestic consumption space or allied activities | 80% - 100%, Equities and Equity related securities of other than companies engaged in domestic consumption space or allied activities - 0% - 20%Money market instruments*, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Liquid, Overnight and Money Market Mutual Fund - 0% - 20% *Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time. |
Investment Objective & Strategy
The objective of the Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of companies that are likely to benefit directly or indirectly from the domestic consumption led demand. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 592 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Consumption Fund | 3.1 | - | 2.72% | 115.7% | Rs 444 cr | Compare → |
| Baroda BNP Paribas Energy Opportunities Fund | 3.5 | - | 2.61% | 79.5% | Rs 594 cr | Compare → |
| Axis Momentum Fund | 1.6 | - | 3.42% | 117.2% | Rs 865 cr | Compare → |
| Kotak Technology Fund | 3.0 | - | 2.56% | 28.9% | Rs 526 cr | Compare → |
| Axis Services Opportunities Fund | 3.8 | - | 2.24% | 113.0% | Rs 1,364 cr | Compare → |
Frequently Asked Questions about BAJAJ FINSERV CONSUMPTION FUND
What is the expense ratio of BAJAJ FINSERV CONSUMPTION FUND?
BAJAJ FINSERV CONSUMPTION FUND has a total expense ratio (TER) of 2.88% with a base expense ratio of 2.06%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages BAJAJ FINSERV CONSUMPTION FUND?
BAJAJ FINSERV CONSUMPTION FUND is managed by Sayan Das Sharma (tenure: 1.4 years since 2025-06-10).
What are the historical returns of BAJAJ FINSERV CONSUMPTION FUND?
BAJAJ FINSERV CONSUMPTION FUND has a 1-year return of -2.72%.
How large is BAJAJ FINSERV CONSUMPTION FUND?
BAJAJ FINSERV CONSUMPTION FUND manages assets of Rs 592 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is BAJAJ FINSERV CONSUMPTION FUND scored on MFIQ?
BAJAJ FINSERV CONSUMPTION FUND holds an MFIQ Score of 1.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BAJAJ FINSERV CONSUMPTION FUND?
BAJAJ FINSERV CONSUMPTION FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.26% with a maximum historical drawdown of -22.94%.