BAJAJ FINSERV EQUITY SAVINGS FUND - REGULAR - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.58% | +2.96% | -1.38% |
| 3 Months | +0.67% | +1.17% | -0.50% |
| 6 Months | +1.56% | +3.88% | -2.32% |
| 1 Year | +4.41% | +4.14% | +0.27% |
| Since Inception | +4.14% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.44% | +3.40% | +0.04% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +2.12% | +3.59% | +3.84% | +4.42% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments | 65% - 90%Of which Derivatives including index futures, stock futures,index options and stock options, etc. (arbitrage opportunities)- Derivatives (hedged) - 25% - 75%- Net long equity exposure (unhedged) - 15% - 40% Debt and Money Market Instruments* (including derivatives)* - 10% - 35%(including derivatives) Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Mutual Fund schemes - 0% - 25% The asset allocation pattern for the scheme under defensive circumstances is detailed in the table below:Equity and equity related instruments - 15%- 65%Of which Derivatives including index futures, stock futures,index options and stock options, etc. (arbitrage opportunities)- Derivatives (hedged) - 0% - 55%- Net long equity exposure (unhedged)- 15% - 30%Debt and Money Market Instruments* (including derivatives) - 35% - 85%Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Mutual Fund schemes - 0% - 25% *Debt instruments shall be deemed to include securitized debts (excluding foreign securitized debt). Money market instruments will include commercial papers, commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time. ^Equity and Equity related instruments include (but not limited to) convertible debentures, equity warrants, convertible preference shares, equity derivatives and units of ReITs. |
Investment Objective & Strategy
The objective of the Scheme is to generate capital appreciation and income by investing in equity and equity related instruments, arbitrage opportunities and fixed income instruments (including debt, government securities and money market instruments). However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 38.9 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Equity Savings schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Equity Savings Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| WhiteOak Capital Equity Savings Fund | 4.5 | - | 2.97% | - | Rs 276 cr | Compare → |
| quant Equity Savings Fund | 7.7 | - | - | - | Rs 59.7 cr | Compare → |
| BANDHAN Equity Savings Fund | 3.3 | +6.61% | 1.56% | - | Rs 380 cr | Compare → |
| Union Equity Savings Fund | 2.7 | +6.93% | 2.58% | - | Rs 116 cr | Compare → |
| Invesco India Equity Savings Fund | 2.9 | +7.45% | 2.96% | - | Rs 266 cr | Compare → |
Frequently Asked Questions about BAJAJ FINSERV EQUITY SAVINGS FUND
What is the expense ratio of BAJAJ FINSERV EQUITY SAVINGS FUND?
BAJAJ FINSERV EQUITY SAVINGS FUND has a total expense ratio (TER) of 2.19% with a base expense ratio of 1.28%, compared to the Equity Savings category median of 2.19%.
Who manages BAJAJ FINSERV EQUITY SAVINGS FUND?
BAJAJ FINSERV EQUITY SAVINGS FUND is managed by Sorbh Gupta.
What are the historical returns of BAJAJ FINSERV EQUITY SAVINGS FUND?
BAJAJ FINSERV EQUITY SAVINGS FUND has a 1-year return of +4.41%.
How large is BAJAJ FINSERV EQUITY SAVINGS FUND?
BAJAJ FINSERV EQUITY SAVINGS FUND manages assets of Rs 38.9 cr, placing it in the 'too small' size band relative to Equity Savings peers.
How is BAJAJ FINSERV EQUITY SAVINGS FUND scored on MFIQ?
BAJAJ FINSERV EQUITY SAVINGS FUND holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BAJAJ FINSERV EQUITY SAVINGS FUND?
BAJAJ FINSERV EQUITY SAVINGS FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 2.72% with a maximum historical drawdown of -1.83%.