Bandhan Multi Asset Allocation Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 12% limits losses during market corrections.
- Generated +5.5% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.54% | +3.61% | -2.07% |
| 3 Months | -2.60% | -1.36% | -1.24% |
| 6 Months | +0.51% | +1.77% | -1.26% |
| 1 Year | +7.53% | +6.58% | +0.95% |
| Since Inception | +13.05% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.22% | +2.90% | +0.32% |
| 2025 | +19.20% | +18.15% | +1.05% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +2.95% | +13.31% | +12.54% | +26.91% | 100.0% | 97.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -10.2% | 2 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments | 65%- 80% Debt Securities and Money Market Instruments : 10% - 25% Gold/silver ETFs, Sovereign gold deposit schemes and ETCDs: 10% - 25% Units issued by InvITs: 0% - 10% Units of Mutual Funds: 0% - 15% |
Investment Objective & Strategy
The investment objective of the Scheme is to generate income and provide long term capital appreciation by investing in instruments across multiple asset classes namely Equity & Equity Related Instruments, Debt & Money Market Securities and Gold/Silver related instruments. However, there is no assurance or guarantee that the objectives of the scheme will be realized and the scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,785 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| 360 ONE Multi Asset Allocation Fund | 6.5 | - | 2.12% | -17.5% | Rs 532 cr | Compare → |
| Mirae Asset Multi Asset Allocation Fund | 5.9 | - | 2.13% | 17.1% | Rs 3,779 cr | Compare → |
| Mahindra Manulife Multi Asset Allocation Fund | 6.7 | - | 1.91% | 21.6% | Rs 1,270 cr | Compare → |
| Canara Robeco Multi Asset Allocation Fund | 4.8 | - | 2.32% | 31.4% | Rs 1,417 cr | Compare → |
| Invesco India Multi Asset Allocation Fund | 7.4 | - | 1.69% | 13.7% | Rs 1,264 cr | Compare → |
Frequently Asked Questions about Bandhan Multi Asset Allocation Fund
What is the expense ratio of Bandhan Multi Asset Allocation Fund?
The expense ratio for Bandhan Multi Asset Allocation Fund is currently not reported.
Who manages Bandhan Multi Asset Allocation Fund?
Bandhan Multi Asset Allocation Fund is managed by Equity Portion: FM 1 - Mr. Viraj Kulkari, FM 2- Mr. Daylynn Pinto and FM 3 - Mr. Kapil Kankonkar.
What are the historical returns of Bandhan Multi Asset Allocation Fund?
Bandhan Multi Asset Allocation Fund has a 1-year return of +7.53%.
How large is Bandhan Multi Asset Allocation Fund?
Bandhan Multi Asset Allocation Fund manages assets of Rs 3,785 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is Bandhan Multi Asset Allocation Fund scored on MFIQ?
Bandhan Multi Asset Allocation Fund holds an MFIQ Score of 6.4/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Bandhan Multi Asset Allocation Fund?
Bandhan Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.65% with a maximum historical drawdown of -10.21%.