BANK OF INDIA AGGRESIVE HYBRID FUND - REGULAR PLAN GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 74% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 52% limits losses during market corrections.
- Generated +4.1% annualized alpha (excess return) over its benchmark.
- Over 10 years of operational history across different market cycles.
- Experienced a maximum drawdown of -37.8% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | -0.09% | +6.16% | -6.25% |
| 3 Months | -0.19% | +1.07% | -1.26% |
| 6 Months | +4.45% | +5.38% | -0.93% |
| 1 Year | +11.08% | +2.59% | +8.49% |
| 3 Years CAGR | +14.00% | +10.89% | +3.11% |
| 5 Years CAGR | +12.71% | +8.84% | +3.87% |
| 7 Years CAGR | +20.00% | +12.32% | +7.68% |
| 10 Years CAGR | +15.33% | +11.96% | +3.37% |
| Since Inception | +14.95% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANK OF INDIA AGGRESIVE HYBRID FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +10.08% | +2.63% | +7.45% |
| 2025 | -0.92% | +6.01% | -6.93% |
| 2024 | +25.79% | +15.75% | +10.04% |
| 2023 | +33.71% | +20.35% | +13.36% |
| 2022 | -4.77% | +2.27% | -7.04% |
| 2021 | +54.48% | +23.77% | +30.71% |
| 2020 | +31.14% | +13.43% | +17.71% |
| 2019 | -4.68% | +10.39% | -15.07% |
| 2018 | -14.17% | -2.51% | -11.66% |
| 2017 | +47.09% | +25.44% | +21.65% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -24.66% | +17.39% | +13.14% | +85.22% | 72.5% | 60.3% |
| 3-Year Rolling | -4.59% | +16.68% | +18.91% | +32.81% | 94.7% | 73.8% |
| 5-Year Rolling | +8.56% | +18.15% | +17.61% | +29.96% | 100.0% | 76.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2018-01-15 | 2020-03-23 | -37.8% | 26 months | 9 months |
| 2022-01-17 | 2022-06-20 | -21.8% | 5 months | 13 months |
| 2024-12-11 | 2025-03-03 | -20.2% | 3 months | 14 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Mid Cap & Small Cap Equity& Equity Related Securities - 65% to 80% Debt & Money Market Instruments - 20% to 35% Residual Portion: Units issued by INVITs - 00% to 10% ETCDs, Gold ETFs and Silver ETFs and mutual fund units - 00% to 15% | Per Scheme Mandate |
Investment Objective & Strategy
The scheme's objective is to provide capital appreciation to investors from a portfolio constituting of mid and small cap equity and equity related securities as well as fixed income securities. However, there is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,384 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Aggressive Hybrid schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Aggressive Hybrid Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Kotak Aggressive Hybrid Fund | 5.7 | +12.19% | 1.90% | 71.8% | Rs 9,449 cr | Compare → |
| WhiteOak Capital Balanced Hybrid Fund | 4.8 | +10.07% | 2.25% | 46.9% | Rs 307 cr | Compare → |
| HSBC Aggressive Hybrid Fund | 7.4 | +13.17% | 1.96% | 62.4% | Rs 5,877 cr | Compare → |
| Navi Aggressive Hybrid Fund | 5.2 | +11.73% | 2.57% | 56.6% | Rs 120 cr | Compare → |
| quant Aggressive Hybrid Fund | 4.7 | +12.97% | 2.60% | 65.6% | Rs 2,203 cr | Compare → |
Frequently Asked Questions about BANK OF INDIA AGGRESIVE HYBRID FUND
What is the expense ratio of BANK OF INDIA AGGRESIVE HYBRID FUND?
BANK OF INDIA AGGRESIVE HYBRID FUND has a total expense ratio (TER) of 2.24% with a base expense ratio of 1.72%, compared to the Aggressive Hybrid category median of 2.20%.
Who manages BANK OF INDIA AGGRESIVE HYBRID FUND?
BANK OF INDIA AGGRESIVE HYBRID FUND is managed by Alok Singh (tenure: 9.7 years since 2017-02-16).
What are the historical returns of BANK OF INDIA AGGRESIVE HYBRID FUND?
BANK OF INDIA AGGRESIVE HYBRID FUND delivered a 3-year CAGR of 14.0% and a 5-year CAGR of 12.71%. Its 1-year return stands at +11.08%.
How large is BANK OF INDIA AGGRESIVE HYBRID FUND?
BANK OF INDIA AGGRESIVE HYBRID FUND manages assets of Rs 2,384 cr, placing it in the 'comfortable' size band relative to Aggressive Hybrid peers.
How is BANK OF INDIA AGGRESIVE HYBRID FUND scored on MFIQ?
BANK OF INDIA AGGRESIVE HYBRID FUND holds an MFIQ Score of 6.0/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANK OF INDIA AGGRESIVE HYBRID FUND?
BANK OF INDIA AGGRESIVE HYBRID FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.99% with a maximum historical drawdown of -37.83%.