BANK OF INDIA Large Cap Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 93% of historical 3-year rolling periods.
- Generated +1.8% annualized alpha (excess return) over its benchmark.
- Expense ratio (2.78%) is higher than category median (2.29%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.03% | +10.11% | -2.08% |
| 3 Months | +2.19% | +2.34% | -0.15% |
| 6 Months | +5.51% | +7.43% | -1.92% |
| 1 Year | +4.11% | +1.45% | +2.66% |
| 3 Years CAGR | +12.15% | +11.11% | +1.04% |
| 5 Years CAGR | +8.67% | +8.67% | 0.00% |
| Since Inception | +10.70% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANK OF INDIA Large Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.36% | +0.43% | +2.93% |
| 2025 | +6.04% | +7.29% | -1.25% |
| 2024 | +13.09% | +14.09% | -1.00% |
| 2023 | +29.79% | +23.37% | +6.42% |
| 2022 | -2.99% | +1.44% | -4.43% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -11.25% | +11.80% | +5.87% | +49.95% | 67.9% | 48.3% |
| 3-Year Rolling | +8.65% | +14.38% | +14.49% | +20.59% | 100.0% | 93.3% |
| 5-Year Rolling | +6.34% | +8.83% | +8.66% | +10.90% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2021-10-18 | 2022-06-17 | -23.2% | 8 months | 13 months |
| 2024-09-27 | 2025-02-28 | -21.3% | 5 months | 20 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related securities: - 75% to 100% : • Minimum investment in Equity & Equity related instruments of Large Cap companies-25% of total assets. • Minimum investment in Equity & Equity related instruments of Mid Cap companies-25% of total assets. • Minimum investment in Equity & Equity related instruments of Small Cap companies-25% of total assets Residual Portion: Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes - 00% to 25% Units issued by InvITS - 00% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to provide investors long term capital appreciation by investing predominantly in equity and equity-related instruments of large cap companies. However, there is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 244 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Large Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| CANARA ROBECO LARGE CAP FUND | 5.9 | +11.80% | 1.75% | 94.7% | Rs 17,706 cr | Compare → |
| Tata Large Cap Fund | 4.5 | +11.69% | 2.19% | 97.1% | Rs 2,805 cr | Compare → |
| quant Large Cap Fund | 5.8 | +12.89% | 2.75% | 86.9% | Rs 3,998 cr | Compare → |
| Groww Largecap Fund formerly known as Indiabulls Blue Chip Fund | 4.0 | +11.25% | - | 94.9% | Rs 150 cr | Compare → |
| BARODA BNP PARIBAS LARGE CAP Fund | 6.5 | +12.31% | 2.06% | 92.7% | Rs 2,690 cr | Compare → |
Frequently Asked Questions about BANK OF INDIA Large Cap Fund
What is the expense ratio of BANK OF INDIA Large Cap Fund?
BANK OF INDIA Large Cap Fund has a total expense ratio (TER) of 2.78% with a base expense ratio of 2.1%, compared to the Large Cap category median of 2.29%.
Who manages BANK OF INDIA Large Cap Fund?
BANK OF INDIA Large Cap Fund is managed by Alok Singh.
What are the historical returns of BANK OF INDIA Large Cap Fund?
BANK OF INDIA Large Cap Fund delivered a 3-year CAGR of 12.15% and a 5-year CAGR of 8.67%. Its 1-year return stands at +4.11%.
How large is BANK OF INDIA Large Cap Fund?
BANK OF INDIA Large Cap Fund manages assets of Rs 244 cr, placing it in the 'small' size band relative to Large Cap peers.
How is BANK OF INDIA Large Cap Fund scored on MFIQ?
BANK OF INDIA Large Cap Fund holds an MFIQ Score of 4.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANK OF INDIA Large Cap Fund?
BANK OF INDIA Large Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.27% with a maximum historical drawdown of -23.21%.