Screener > ELSS > BARODA BNP PARIBAS ELSS Tax Saver Fund

BARODA BNP PARIBAS ELSS Tax Saver Fund - Regular - Growth Option

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AMC: Baroda BNP Paribas Mutual Fund • Category: ELSS • NAV: Rs 101.6475 (2026-11-11) • Rank: #7 in category (#114 overall) • Index Proxy: Nifty 500
⭐ Consistent Alpha 🏛️ 10+ Years Proven 🚀 High Bull Capture
Information only. Past performance does not guarantee future returns. Check the scheme documents and consult a qualified professional before investing.

💡 Why Pick This Fund? Quantitative Strengths & Watch-outs

🟢 Key Strengths
  • Outperformed category benchmark in 100% of historical 3-year rolling periods.
  • Generated +2.3% annualized alpha (excess return) over its benchmark.
  • Over 21 years of operational history across different market cycles.
🟡 Things to Keep in Mind
  • Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
₹84₹110₹135₹161₹186Mar '22Jul '24Nov '26
BARODA BNP PARIBAS ELSS Tax Saver Fund
Proxy (Nifty 500)

Key Statistics vs Category Median

Fund Size
Rs 913 cr
Category: Rs 1,154 cr (comfortable)
Total Expense (TER)
2.44%
Category Median: 2.34%
Base Expense (BER)
1.95%
Excludes levies & brokerage
Sharpe Ratio
0.57
Category Median: 0.40
Beta
0.99
Category Median: 0.96
Alpha
+2.31%
Category Median: +0.14%
Standard Deviation
14.89%
Category Median: 14.30%
MFIQ Score
7.2/10
Good
Solid risk-adjusted returns and competitive cost profile within its category.
Returns (30%) 8.4/10
3Y CAGR 14.6% against a category median of 11.9% (+2.7 points).
Risk Management (30%) 7.4/10
Sharpe ratio 0.57 (cat median 0.40), downside capture 99.2%, max fall -17.8%.
Consistency (20%) 7.8/10
100.0% of 3Y rolling windows positive; beat category median in 3 of 3 calendar years.
Cost Efficiency (20%) 4.7/10
Total expense ratio 2.44% vs category median 2.34% (+0.10% points).
Ranked #7 of 30 in ELSS. Percentile standing measured against category cohort.

Trailing Returns Comparison

Period Fund Return Category Median Difference
1 Month +7.96% +7.77% +0.19%
3 Months -1.05% +0.19% -1.24%
6 Months +5.29% +5.12% +0.17%
1 Year +3.17% +1.89% +1.28%
3 Years CAGR +14.56% +11.88% +2.68%
Since Inception +13.35% - -

📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay

See how a regular monthly SIP in BARODA BNP PARIBAS ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.

Bank FD Benchmark
7.0% p.a. Fixed Deposit
Total Invested: ₹3,60,000
Maturity Value: ₹4,01,630
Interest Earned: +₹41,630
Actual Historical Performance
BARODA BNP PARIBAS ELSS Tax Saver Fund
CAGR: +14.56%
Fund Value: Calculating...
Extra Wealth Over FD: +₹0

Calendar Year Returns

Year Fund Category Median Gap
2026 +1.93% +1.20% +0.73%
2025 +4.83% +3.57% +1.26%
2024 +23.58% +19.98% +3.60%
2023 +31.27% +27.84% +3.43%

Daily Rolling Returns Summary

Rolling Window Minimum Average Median Maximum % Positive % Beating Proxy
1-Year Rolling -6.24% +16.72% +11.28% +49.83% 90.6% 77.1%
3-Year Rolling +11.59% +17.43% +17.98% +22.94% 100.0% 100.0%

Risk Profile & Deepest Drawdowns

Sortino Ratio
0.77
Category: 0.54
R-Squared
0.929
Correlation with Proxy
Upside Capture
105.3%
Monthly return ratio
Downside Capture
99.2%
Lower is better

Deepest Market Corrections (Depth >= 10%)

Peak Date Trough Date Fall Depth Months to Bottom Recovery Period
2024-09-23 2025-02-28 -17.8% 5 months 9 months
2022-04-04 2022-06-17 -16.1% 2 months 5 months
2026-01-02 2026-03-31 -13.4% 3 months 4 months

Portfolio & Asset Allocation

Statutory Asset Allocation Mandate (SEBI / SID)

Instrument Category Permitted Allocation Range
Equity and Equity related instruments 80% - 100% Money Market and other liquid instruments* Gold and Silver instruments (through ETFs): 0% - 20% Units issued by InvITs: 0%-10% Units of Mutual Funds as permitted by SEBI$: 0%- 10%

Investment Objective & Strategy

The investment objective of the Scheme is to generate long-term capital growth from a diversified and actively managed portfolio of equity and equity related securities along with income tax rebate, as may be prevalent from time to time.

ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.

Fund Size Position

Currently managing Rs 913 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to ELSS schemes.

Too Small Small Comfortable Stretched Strained

Fund Management

Silky Jain
Yash Mehta
Miten Vora

Cost & Capital Gains Taxation

From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.

Applicable Tax Structure

Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.

Tax rules as of 23 July 2024. Verify before investing.

Closest ELSS Peers by Rank

Scheme Score 3Y Return Expense Downside Fund Size Compare
JM ELSS Tax Saver Fund 4.3 +15.05% 2.66% 102.1% Rs 245 cr Compare →
quant ELSS Tax Saver Fund 5.3 +14.40% 2.05% 103.2% Rs 13,714 cr Compare →
SBI ELSS Tax Saver FUND 6.7 +14.22% 1.83% 91.3% Rs 32,287 cr Compare →
Edelweiss ELSS Tax Saver Fund 4.7 +13.15% 2.56% 101.0% Rs 460 cr Compare →
DSP ELSS Tax Saver Fund 7.1 +14.38% 1.77% 95.9% Rs 17,063 cr Compare →

Frequently Asked Questions about BARODA BNP PARIBAS ELSS Tax Saver Fund

What is the expense ratio of BARODA BNP PARIBAS ELSS Tax Saver Fund?

BARODA BNP PARIBAS ELSS Tax Saver Fund has a total expense ratio (TER) of 2.44% with a base expense ratio of 1.95%, compared to the ELSS category median of 2.34%.

Who manages BARODA BNP PARIBAS ELSS Tax Saver Fund?

BARODA BNP PARIBAS ELSS Tax Saver Fund is managed by Silky Jain.

What are the historical returns of BARODA BNP PARIBAS ELSS Tax Saver Fund?

BARODA BNP PARIBAS ELSS Tax Saver Fund delivered a 3-year CAGR of 14.56%. Its 1-year return stands at +3.17%.

How large is BARODA BNP PARIBAS ELSS Tax Saver Fund?

BARODA BNP PARIBAS ELSS Tax Saver Fund manages assets of Rs 913 cr, placing it in the 'comfortable' size band relative to ELSS peers.

How is BARODA BNP PARIBAS ELSS Tax Saver Fund scored on MFIQ?

BARODA BNP PARIBAS ELSS Tax Saver Fund holds an MFIQ Score of 7.2/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.

How risky is BARODA BNP PARIBAS ELSS Tax Saver Fund?

BARODA BNP PARIBAS ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.89% with a maximum historical drawdown of -17.77%.