Baroda BNP Paribas Multi Asset Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 52% limits losses during market corrections.
- Generated +4.3% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.74% | +3.61% | +1.13% |
| 3 Months | -1.52% | -1.36% | -0.16% |
| 6 Months | +1.54% | +1.77% | -0.23% |
| 1 Year | +4.30% | +6.58% | -2.28% |
| 3 Years CAGR | +13.75% | +13.86% | -0.11% |
| Since Inception | +13.48% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Baroda BNP Paribas Multi Asset Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.33% | +2.90% | -0.57% |
| 2025 | +13.70% | +18.15% | -4.45% |
| 2024 | +14.51% | +16.05% | -1.54% |
| 2023 | +22.46% | +22.46% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.06% | +15.79% | +12.01% | +36.78% | 98.2% | 91.7% |
| 3-Year Rolling | +11.64% | +15.23% | +15.30% | +18.41% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-02-28 | -12.4% | 5 months | 6 months |
| 2026-01-29 | 2026-03-23 | -10.4% | 2 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments | 65% - 80%Debt & Money Market instruments- 10% - 25% Gold and silver (ETFs and ETCDs#): 10%-25% Units Issued by INvITs- 0% - 10% |
Investment Objective & Strategy
The investment objective of the scheme is to seek long term capital growth by investing in equity and equity related securities, debt & money market instruments, REITs / InVITs and Gold ETF. However, there can be no assurance that the investment objectives of the Scheme will be realized. The Scheme does not guarantee/indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,462 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Multi Asset Allocation Fund | 3.1 | +13.86% | 2.24% | 41.3% | Rs 2,758 cr | Compare → |
| Tata Multi Asset Allocation Fund | 3.9 | +11.89% | 1.95% | 43.0% | Rs 5,156 cr | Compare → |
| UTI Multi Asset Allocation Fund | 4.0 | +13.47% | 1.83% | 48.2% | Rs 6,856 cr | Compare → |
| Edelweiss Multi Asset Allocation Fund | 5.4 | +7.14% | 1.12% | -16.3% | Rs 2,984 cr | Compare → |
| Kotak Multi Asset Allocation Fund | 6.5 | +16.15% | 1.77% | 25.3% | Rs 15,532 cr | Compare → |
Frequently Asked Questions about Baroda BNP Paribas Multi Asset Fund
What is the expense ratio of Baroda BNP Paribas Multi Asset Fund?
Baroda BNP Paribas Multi Asset Fund has a total expense ratio (TER) of 2.04% with a base expense ratio of 1.71%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Baroda BNP Paribas Multi Asset Fund?
Baroda BNP Paribas Multi Asset Fund is managed by Jitendra Sriram (tenure: 3.9 years since 2022-12-19).
What are the historical returns of Baroda BNP Paribas Multi Asset Fund?
Baroda BNP Paribas Multi Asset Fund delivered a 3-year CAGR of 13.75%. Its 1-year return stands at +4.30%.
How large is Baroda BNP Paribas Multi Asset Fund?
Baroda BNP Paribas Multi Asset Fund manages assets of Rs 1,462 cr, placing it in the 'comfortable' size band relative to Multi Asset Allocation peers.
How is Baroda BNP Paribas Multi Asset Fund scored on MFIQ?
Baroda BNP Paribas Multi Asset Fund holds an MFIQ Score of 4.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Baroda BNP Paribas Multi Asset Fund?
Baroda BNP Paribas Multi Asset Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 11.04% with a maximum historical drawdown of -12.36%.