DSP Focused Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 94% of 3-year investment horizons.
- Generated +1.5% annualized alpha (excess return) over its benchmark.
- Over 16 years of operational history across different market cycles.
- Experienced a maximum drawdown of -39.4% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +9.15% | +7.77% | +1.38% |
| 3 Months | +1.81% | +0.86% | +0.95% |
| 6 Months | +9.05% | +7.95% | +1.10% |
| 1 Year | +4.14% | +3.65% | +0.49% |
| 3 Years CAGR | +13.36% | +12.71% | +0.65% |
| 5 Years CAGR | +10.23% | +10.23% | 0.00% |
| 7 Years CAGR | +12.48% | +13.92% | -1.44% |
| 10 Years CAGR | +11.84% | +12.75% | -0.91% |
| Since Inception | +11.12% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in DSP Focused Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.17% | +3.13% | -0.96% |
| 2025 | +7.34% | +2.93% | +4.41% |
| 2024 | +18.54% | +17.15% | +1.39% |
| 2023 | +34.17% | +28.21% | +5.96% |
| 2022 | -4.46% | -0.40% | -4.06% |
| 2021 | +22.27% | +34.23% | -11.96% |
| 2020 | +8.96% | +16.09% | -7.13% |
| 2019 | +18.03% | +15.36% | +2.67% |
| 2018 | -5.56% | -5.29% | -0.27% |
| 2017 | +29.22% | +39.11% | -9.89% |
| 2016 | +6.14% | +5.20% | +0.94% |
| 2015 | +1.98% | +2.95% | -0.97% |
| 2014 | +49.92% | +49.92% | 0.00% |
| 2013 | -0.17% | +0.43% | -0.60% |
| 2012 | +26.87% | +46.66% | -19.79% |
| 2011 | -21.95% | -21.95% | 0.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -29.13% | +12.62% | +8.41% | +84.40% | 72.7% | 39.0% |
| 3-Year Rolling | -7.56% | +13.14% | +14.07% | +29.55% | 94.1% | 50.0% |
| 5-Year Rolling | -1.88% | +12.71% | +12.74% | +26.42% | 99.7% | 5.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-01-17 | 2020-03-23 | -39.4% | 2 months | 8 months |
| 2010-11-10 | 2011-12-20 | -27.0% | 13 months | 29 months |
| 2015-08-18 | 2016-02-11 | -21.1% | 6 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| 1. Equity & equity related instruments | 80% - 100% 2. Other Equity and Equity related instruments (including overseas securities)/ Money Market Instruments / InvITs/ Gold ETFs / Silver ETFs / Other Liquid Instruments / Units of Domestic Mutual Funds: 0% - 20% For detailed asset allocation pattern, please refer to the Scheme Information Document ^Any other security as may be permitted by SEBI/ RBI from time to time. Other Liquid instruments includes cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. The scheme may invest in the units of Overnight Fund, Money Market Fund & Liquid Fund (including Liquid ETFs) of Domestic Mutual Fund. |
Investment Objective & Strategy
The primary investment objective of the Scheme is to generate long-term capital growth from a portfolio of equity and equity-related securities including equity derivatives. The Scheme will hold equity and equity-related securities including equity derivatives, of upto 30 companies across market capitalisation- There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,695 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Focused schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Focused Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Focused Fund | 5.5 | +14.10% | 2.24% | 102.5% | Rs 1,832 cr | Compare → |
| Motilal Oswal Focused Fund | 3.9 | +14.21% | - | 111.2% | Rs 1,962 cr | Compare → |
| ITI Focused Fund | 6.2 | +14.34% | 2.61% | 97.9% | Rs 626 cr | Compare → |
| Mahindra Manulife Focused Fund | 6.6 | +12.91% | 2.31% | 91.2% | Rs 2,043 cr | Compare → |
| Canara Robeco Focused Fund | 6.0 | +13.36% | 2.15% | 97.1% | Rs 2,989 cr | Compare → |
Frequently Asked Questions about DSP Focused Fund
What is the expense ratio of DSP Focused Fund?
DSP Focused Fund has a total expense ratio (TER) of 2.1% with a base expense ratio of 1.69%, compared to the Focused category median of 2.24%.
Who manages DSP Focused Fund?
DSP Focused Fund is managed by Bhavin Gandhi.
What are the historical returns of DSP Focused Fund?
DSP Focused Fund delivered a 3-year CAGR of 13.36% and a 5-year CAGR of 10.23%. Its 1-year return stands at +4.14%.
How large is DSP Focused Fund?
DSP Focused Fund manages assets of Rs 2,695 cr, placing it in the 'comfortable' size band relative to Focused peers.
How is DSP Focused Fund scored on MFIQ?
DSP Focused Fund holds an MFIQ Score of 4.7/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is DSP Focused Fund?
DSP Focused Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.60% with a maximum historical drawdown of -39.42%.