HSBC Financial Services Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Generated +7.9% annualized alpha (excess return) over its benchmark.
- High beta (1.19) means the fund swings more sharply than the broader index.
- Downside capture of 115% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.73% | +6.32% | +1.41% |
| 3 Months | +1.23% | -0.20% | +1.43% |
| 6 Months | +5.28% | +5.98% | -0.70% |
| 1 Year | +7.77% | +3.90% | +3.87% |
| Since Inception | +15.67% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.00% | +4.03% | +0.97% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.00% | +8.08% | +8.15% | +19.17% | 93.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-02-18 | 2026-03-31 | -14.9% | 1 months | 3 months |
| 2026-08-26 | 2026-10-23 | -11.9% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities & Equity related securities of companies engaged in financial services businesses:80% to 100% Other equity and equity related securities:0% to 20% Money market instruments and other liquid instruments: 0% to 20% Units of InvITs : 0% to 10% Units of Gold and Silver ETFs : 0% to 20% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in financial services businesses. There is no assurance that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 986 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HDFC Manufacturing fund | 6.5 | - | 1.83% | 106.1% | Rs 10,608 cr | Compare → |
| Groww Banking & Financial Services Fund | 4.3 | - | 3.15% | 120.2% | Rs 123 cr | Compare → |
| Mahindra Manulife Manufacturing Fund | 5.1 | - | 2.58% | 102.6% | Rs 657 cr | Compare → |
| quant Commodities Fund | 4.4 | - | 3.01% | 82.9% | Rs 328 cr | Compare → |
| Kotak Transportation & Logistics Fund | 5.1 | - | 2.58% | 116.2% | Rs 556 cr | Compare → |
Frequently Asked Questions about HSBC Financial Services Fund
What is the expense ratio of HSBC Financial Services Fund?
HSBC Financial Services Fund has a total expense ratio (TER) of 2.37% with a base expense ratio of 1.93%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages HSBC Financial Services Fund?
HSBC Financial Services Fund is managed by Gautam Bhupal (tenure: 1.8 years since 2025-02-06).
What are the historical returns of HSBC Financial Services Fund?
HSBC Financial Services Fund has a 1-year return of +7.77%.
How large is HSBC Financial Services Fund?
HSBC Financial Services Fund manages assets of Rs 986 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is HSBC Financial Services Fund scored on MFIQ?
HSBC Financial Services Fund holds an MFIQ Score of 5.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is HSBC Financial Services Fund?
HSBC Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 19.03% with a maximum historical drawdown of -14.95%.