Kotak Business Cycle Fund-Regular Plan--Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +4.4% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.01% is lower than category median (2.52%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.52% | +6.32% | -0.80% |
| 3 Months | +1.23% | -0.20% | +1.43% |
| 6 Months | +9.73% | +5.98% | +3.75% |
| 1 Year | +7.87% | +3.90% | +3.97% |
| 3 Years CAGR | +16.30% | +13.23% | +3.07% |
| Since Inception | +14.95% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Business Cycle Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +7.39% | +4.03% | +3.36% |
| 2025 | +5.45% | +1.43% | +4.02% |
| 2024 | +27.38% | +20.41% | +6.97% |
| 2023 | +22.64% | +30.70% | -8.06% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -2.51% | +16.58% | +11.65% | +44.77% | 97.6% | 63.0% |
| 3-Year Rolling | +13.00% | +16.22% | +16.22% | +18.76% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-03-03 | -18.9% | 5 months | 6 months |
| 2025-09-19 | 2026-03-23 | -15.0% | 6 months | 3 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments Indicative Allocation Equity and Equity Related Instruments selected on the basis of business cycle | 80%-100% Other Equity and Equity Related Instruments of companies-0%-20% Debt and Money Market Instruments -0%-20% Units of Gold/Silver ETF -0%-20% Units of InvITs-0%-10% |
Investment Objective & Strategy
The scheme shall seek to generate long term capital appreciation by investing predominantly in equity and equity related securities with a focus on riding business cycles through dynamic allocation between various sectors and stocks at different stages of business cycles in the economy. However, there is no assurance that the objective of the scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 3,610 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP India T.I.G.E.R. Fund | 6.3 | +19.07% | 2.02% | 113.1% | Rs 6,401 cr | Compare → |
| BANDHAN TRANSPORTATION AND LOGISTICS FUND | 6.4 | +17.96% | - | 103.8% | Rs 762 cr | Compare → |
| DSP Natural Resources And New Energy Fund | 6.7 | +19.10% | 2.09% | 60.1% | Rs 2,651 cr | Compare → |
| quant BFSI Fund | 5.7 | +19.45% | 3.35% | 101.2% | Rs 916 cr | Compare → |
| LIC MF Infrastructure Fund | 5.3 | +21.17% | 2.61% | 118.6% | Rs 1,185 cr | Compare → |
Frequently Asked Questions about Kotak Business Cycle Fund
What is the expense ratio of Kotak Business Cycle Fund?
Kotak Business Cycle Fund has a total expense ratio (TER) of 2.01% with a base expense ratio of 1.64%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Kotak Business Cycle Fund?
Kotak Business Cycle Fund is managed by Atul Bhole.
What are the historical returns of Kotak Business Cycle Fund?
Kotak Business Cycle Fund delivered a 3-year CAGR of 16.3%. Its 1-year return stands at +7.87%.
How large is Kotak Business Cycle Fund?
Kotak Business Cycle Fund manages assets of Rs 3,610 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is Kotak Business Cycle Fund scored on MFIQ?
Kotak Business Cycle Fund holds an MFIQ Score of 7.3/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Business Cycle Fund?
Kotak Business Cycle Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.00% with a maximum historical drawdown of -18.93%.