Kotak Consumption Fund - Regular plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Generated +1.6% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.27% is lower than category median (2.52%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.60% | +6.32% | -1.72% |
| 3 Months | -3.23% | -0.20% | -3.03% |
| 6 Months | +4.14% | +5.98% | -1.84% |
| 1 Year | -2.32% | +3.90% | -6.22% |
| Since Inception | +12.04% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.57% | +4.03% | -6.60% |
| 2025 | +7.02% | +1.43% | +5.59% |
| 2024 | +26.43% | +20.41% | +6.02% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -13.15% | +7.81% | +5.85% | +34.72% | 85.9% | 73.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-04-07 | -21.2% | 6 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments Indicative Allocation Equity and Equity Related Instruments of companies engaged in Consumption and Consumption related activities | 80%-100% Equity and Equity Related Instruments of companies other than those engaged in Consumption and Consumption related activities -0%-20% Debt and Money Market Instruments - 0-20% Units of Gold/Silver ETF-0%-20% Units of InvITs-0%-10% |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in consumption and consumption related activities. However, there is no assurance that the objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,698 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Business Cycles Fund | 5.3 | +12.57% | 2.36% | 103.4% | Rs 2,086 cr | Compare → |
| BANDHAN Infrastructure Fund | 4.8 | +13.98% | 2.26% | 138.4% | Rs 1,410 cr | Compare → |
| Aditya Birla Sun Life ESG Integration Strategy Fund | 4.6 | +11.97% | 2.43% | 95.4% | Rs 582 cr | Compare → |
| 360 ONE QUANT FUND | 5.2 | +12.84% | 2.45% | 120.2% | Rs 800 cr | Compare → |
| Kotak Banking & Financial Services Fund | 6.0 | +13.29% | 2.24% | 97.2% | Rs 1,577 cr | Compare → |
Frequently Asked Questions about Kotak Consumption Fund
What is the expense ratio of Kotak Consumption Fund?
Kotak Consumption Fund has a total expense ratio (TER) of 2.27% with a base expense ratio of 1.78%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Kotak Consumption Fund?
Kotak Consumption Fund is managed by Devender Singhal (tenure: 3.0 years since 2023-11-16).
What are the historical returns of Kotak Consumption Fund?
Kotak Consumption Fund has a 1-year return of -2.32%.
How large is Kotak Consumption Fund?
Kotak Consumption Fund manages assets of Rs 1,698 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Kotak Consumption Fund scored on MFIQ?
Kotak Consumption Fund holds an MFIQ Score of 5.3/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Consumption Fund?
Kotak Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.21% with a maximum historical drawdown of -21.24%.