Kotak Large & Mid Cap Fund - Growth-Regular
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 99% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.64% is lower than category median (2.32%).
- Over 22 years of operational history across different market cycles.
- Large asset base (₹33,188 Cr) may make active stock entry and exit slower in mid/small caps.
- Experienced a maximum drawdown of -64.7% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.31% | +7.09% | +1.22% |
| 3 Months | -0.12% | +0.32% | -0.44% |
| 6 Months | +4.76% | +5.55% | -0.79% |
| 1 Year | +2.01% | +3.04% | -1.03% |
| 3 Years CAGR | +13.36% | +13.28% | +0.08% |
| 5 Years CAGR | +12.38% | +10.62% | +1.76% |
| 7 Years CAGR | +16.21% | +15.98% | +0.23% |
| 10 Years CAGR | +14.63% | +14.02% | +0.61% |
| Since Inception | +13.45% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Large & Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.30% | +2.62% | -1.32% |
| 2025 | +5.58% | +4.13% | +1.45% |
| 2024 | +24.16% | +24.32% | -0.16% |
| 2023 | +29.33% | +29.34% | -0.01% |
| 2022 | +6.99% | +0.28% | +6.71% |
| 2021 | +30.42% | +38.27% | -7.85% |
| 2020 | +16.46% | +15.49% | +0.97% |
| 2019 | +13.16% | +10.50% | +2.66% |
| 2018 | -5.62% | -5.42% | -0.20% |
| 2017 | +34.87% | +39.62% | -4.75% |
| 2016 | +9.59% | +7.78% | +1.81% |
| 2015 | +3.27% | +5.22% | -1.95% |
| 2014 | +49.95% | +48.40% | +1.55% |
| 2013 | +4.23% | +6.56% | -2.33% |
| 2012 | +30.14% | +31.30% | -1.16% |
| 2011 | -22.85% | -22.94% | +0.09% |
| 2010 | +18.50% | +14.39% | +4.11% |
| 2009 | +80.13% | +80.13% | 0.00% |
| 2008 | -56.77% | -55.55% | -1.22% |
| 2007 | +91.01% | +59.85% | +31.16% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -60.37% | +17.12% | +11.84% | +112.28% | 82.2% | 69.6% |
| 3-Year Rolling | -5.29% | +14.69% | +15.56% | +32.86% | 95.6% | 98.7% |
| 5-Year Rolling | -1.89% | +14.31% | +14.57% | +29.25% | 99.1% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-03-09 | -64.7% | 14 months | 61 months |
| 2020-01-24 | 2020-03-23 | -36.1% | 2 months | 8 months |
| 2006-05-10 | 2006-06-14 | -35.5% | 1 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Investments in equity and equity related instruments of large cap companies | 35%- 65% Investments in equity and equity related instruments of mid cap companies- 35%- 65% Investments in equity and equity related instruments of Companies other than large and mid-cap companies - 0% to 30% Debt and Money Market Securities- 0% to 30% Units issued by InvITs - 0-10% " |
Investment Objective & Strategy
The investment objective of the Scheme is to generate capital appreciation from a diversified portfolio of equity and equity related securities.The Scheme will invest predominantly in a mix of large and mid cap stocks from various sectors, which look promising, based on the growth pattern in the economy. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 33,188 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Baroda BNP Paribas Large and Mid Cap Fund | 5.7 | +13.77% | 2.31% | 104.7% | Rs 1,891 cr | Compare → |
| SBI LARGE & MIDCAP FUND | 6.0 | +12.72% | 1.64% | 82.3% | Rs 42,413 cr | Compare → |
| DSP Large & Mid Cap Fund | 5.9 | +13.57% | 1.84% | 96.8% | Rs 23,711 cr | Compare → |
| BANK OF INDIA Large & Mid Cap Fund | 4.1 | +13.59% | 2.75% | 101.4% | Rs 557 cr | Compare → |
| Axis Large & Mid Cap Fund | 6.9 | +14.59% | 1.84% | 89.1% | Rs 17,337 cr | Compare → |
Frequently Asked Questions about Kotak Large & Mid Cap Fund
What is the expense ratio of Kotak Large & Mid Cap Fund?
Kotak Large & Mid Cap Fund has a total expense ratio (TER) of 1.64% with a base expense ratio of 1.33%, compared to the Large & Mid Cap category median of 2.32%.
Who manages Kotak Large & Mid Cap Fund?
Kotak Large & Mid Cap Fund is managed by Harsha Upadhyaya.
What are the historical returns of Kotak Large & Mid Cap Fund?
Kotak Large & Mid Cap Fund delivered a 3-year CAGR of 13.36% and a 5-year CAGR of 12.38%. Its 1-year return stands at +2.01%.
How large is Kotak Large & Mid Cap Fund?
Kotak Large & Mid Cap Fund manages assets of Rs 33,188 cr, placing it in the 'stretched' size band relative to Large & Mid Cap peers.
How is Kotak Large & Mid Cap Fund scored on MFIQ?
Kotak Large & Mid Cap Fund holds an MFIQ Score of 5.8/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Large & Mid Cap Fund?
Kotak Large & Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.18% with a maximum historical drawdown of -64.69%.