Kotak Mid Cap Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 92% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.49% is lower than category median (2.11%).
- Over 20 years of operational history across different market cycles.
- Large asset base (₹68,260 Cr) may make active stock entry and exit slower in mid/small caps.
- Experienced a maximum drawdown of -72.0% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.64% | +4.07% | -1.43% |
| 3 Months | -4.80% | -1.98% | -2.82% |
| 6 Months | +0.32% | +3.41% | -3.09% |
| 1 Year | +1.95% | +3.63% | -1.68% |
| 3 Years CAGR | +14.87% | +15.02% | -0.15% |
| 5 Years CAGR | +13.85% | +12.65% | +1.20% |
| 7 Years CAGR | +20.00% | +19.98% | +0.02% |
| 10 Years CAGR | +16.39% | +15.76% | +0.63% |
| Since Inception | +14.43% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Kotak Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.94% | +5.43% | -2.49% |
| 2025 | +1.84% | +1.71% | +0.13% |
| 2024 | +33.55% | +29.27% | +4.28% |
| 2023 | +31.50% | +37.88% | -6.38% |
| 2022 | +5.13% | +2.02% | +3.11% |
| 2021 | +47.31% | +48.43% | -1.12% |
| 2020 | +21.89% | +24.33% | -2.44% |
| 2019 | +8.86% | +5.15% | +3.71% |
| 2018 | -11.72% | -12.21% | +0.49% |
| 2017 | +43.00% | +41.38% | +1.62% |
| 2016 | +10.36% | +3.21% | +7.15% |
| 2015 | +8.42% | +8.03% | +0.39% |
| 2014 | +87.32% | +73.48% | +13.84% |
| 2013 | -5.07% | +4.64% | -9.71% |
| 2012 | +47.99% | +45.00% | +2.99% |
| 2011 | -26.64% | -24.73% | -1.91% |
| 2010 | +21.17% | +18.72% | +2.45% |
| 2009 | +77.66% | +97.88% | -20.22% |
| 2008 | -65.22% | -62.20% | -3.02% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -67.18% | +18.54% | +11.87% | +119.48% | 75.7% | 48.9% |
| 3-Year Rolling | -10.93% | +17.60% | +19.70% | +46.91% | 92.1% | 11.6% |
| 5-Year Rolling | -4.43% | +17.58% | +17.95% | +33.60% | 95.7% | 5.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-07 | 2009-03-09 | -72.0% | 14 months | 63 months |
| 2020-02-07 | 2020-03-24 | -36.1% | 2 months | 8 months |
| 2018-01-08 | 2018-10-09 | -21.8% | 9 months | 15 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
IPCA LABORATORIES LIMITED EQ NEW FV RE .1/-
IPCALAB
|
IPCALAB | Equity |
3.57%
|
₹2,379.5 Cr |
| 2 |
FORTIS HEALTHCARE LIMITED EQ
FORTIS
|
FORTIS | Equity |
3.49%
|
₹2,322.4 Cr |
| 3 |
VISHAL MEGA MART LIMITED EQ
VMM
|
VMM | Equity |
3.04%
|
₹2,025.2 Cr |
| 4 |
TREPS
|
- | Cash |
2.77%
|
₹1,848.4 Cr |
| 5 |
L&T FINANCE LIMITED EQ
LTF
|
LTF | Equity |
2.71%
|
₹1,806.5 Cr |
| 6 |
THE FEDERAL BANK LIMITED EQ NEW FV RS.2/-
FEDERALBNK
|
FEDERALBNK | Equity |
2.62%
|
₹1,747.5 Cr |
| 7 |
MPHASIS LIMITED EQ
MPHASIS
|
MPHASIS | Equity |
2.57%
|
₹1,710.5 Cr |
| 8 |
KEI INDUSTRIES LIMITED NEW EQ RS. 2/-
KEI
|
KEI | Equity |
2.45%
|
₹1,632.4 Cr |
| 9 |
GE VERNOVA T&D INDIA LIMITED EQ NEW RS. 2/-
GVT&D
|
GVT&D | Equity |
2.45%
|
₹1,630.9 Cr |
| 10 |
DIXON TECHNOLOGIES (INDIA) LIMITED EQ NEW FV RS.2/-
DIXON
|
DIXON | Equity |
2.44%
|
₹1,627.0 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| The asset allocation under the Scheme, under normal circumstances, is as follows: A - Investments Indicative Allocation Risk Profile A Equity & Equity related Securities-65% to 100% B - Investments in equity and equity related instruments of Companies other than mid cap companies- 0% to 35% C - Debt & Money Market Instruments - 0% to 35% D - Units issued by InvITs - 0-10% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long-term capital appreciation from a portfolio of equity and equity related securities, by investing predominantly in mid companies. The scheme may also invest in Debt and Money Market Instruments, as per the asset allocation table. There is no assurance that the investment objective of the Scheme will be achieved.
Fund Size Position
Currently managing Rs 68,260 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as strained relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Canara Robeco Mid Cap Fund | 5.5 | +15.02% | 2.13% | 86.0% | Rs 5,186 cr | Compare → |
| BARODA BNP PARIBAS Mid Cap Fund | 5.1 | +14.56% | 2.20% | 78.2% | Rs 2,617 cr | Compare → |
| ITI Mid Cap Fund | 4.8 | +16.28% | 2.38% | 94.7% | Rs 1,480 cr | Compare → |
| Union Midcap Fund | 4.6 | +15.14% | 2.35% | 91.4% | Rs 1,996 cr | Compare → |
| JM Mid Cap Fund | 5.2 | +16.63% | 2.43% | 99.6% | Rs 1,323 cr | Compare → |
Frequently Asked Questions about Kotak Mid Cap Fund
What is the expense ratio of Kotak Mid Cap Fund?
Kotak Mid Cap Fund has a total expense ratio (TER) of 1.49% with a base expense ratio of 1.16%, compared to the Mid Cap category median of 2.11%.
Who manages Kotak Mid Cap Fund?
Kotak Mid Cap Fund is managed by Atul Bhole (tenure: 4.9 years since 2022-01-01).
What are the historical returns of Kotak Mid Cap Fund?
Kotak Mid Cap Fund delivered a 3-year CAGR of 14.87% and a 5-year CAGR of 13.85%. Its 1-year return stands at +1.95%.
How large is Kotak Mid Cap Fund?
Kotak Mid Cap Fund manages assets of Rs 68,260 cr, placing it in the 'strained' size band relative to Mid Cap peers.
How is Kotak Mid Cap Fund scored on MFIQ?
Kotak Mid Cap Fund holds an MFIQ Score of 5.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Kotak Mid Cap Fund?
Kotak Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.28% with a maximum historical drawdown of -72.00%.