LIC MF Focused Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Expense ratio (3.38%) is higher than category median (2.24%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.73% | +7.77% | -4.04% |
| 3 Months | -2.21% | +0.86% | -3.07% |
| 6 Months | +7.89% | +7.95% | -0.06% |
| 1 Year | +2.49% | +3.65% | -1.16% |
| 3 Years CAGR | +9.33% | +12.71% | -3.38% |
| Since Inception | +8.21% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Focused Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.51% | +3.13% | -1.62% |
| 2025 | +4.49% | +2.93% | +1.56% |
| 2024 | +12.37% | +17.15% | -4.78% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -10.09% | +6.77% | +3.85% | +35.92% | 68.5% | 29.7% |
| 3-Year Rolling | +6.84% | +8.58% | +8.53% | +10.60% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2025-03-03 | -21.4% | 5 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity and Equity related instruments ( which are not exceeding 30 companies) # - 80% to 100% of the total assets, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold/ Silver ETFs - 0% to 20% of the total assets #The Scheme shall invest minimum 80% of its total assets in equity and equity related instruments of companies across market capitalisation. | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to generate long term capital appreciation by investing in a concentrated portfolio of equity and equity related instruments of up to 30 companies across market capitalisation. The Scheme may also invest in debt and money market Securities in line with the asset allocation pattern. There is no assurance or guarantee that the objective of the Scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 175 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Focused schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Focused Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mirae Asset Focused Fund | 3.3 | +9.44% | 2.14% | 94.9% | Rs 6,780 cr | Compare → |
| Tata Focused Fund | 2.9 | +8.74% | 2.27% | 94.5% | Rs 1,733 cr | Compare → |
| JM Focused Fund | 2.2 | +11.02% | 2.85% | 114.6% | Rs 285 cr | Compare → |
| BARODA BNP PARIBAS Focused Fund | 1.6 | +8.49% | 2.96% | 128.3% | Rs 561 cr | Compare → |
| Axis Focused Fund | 3.8 | +10.60% | 1.89% | 105.5% | Rs 11,120 cr | Compare → |
Frequently Asked Questions about LIC MF Focused Fund
What is the expense ratio of LIC MF Focused Fund?
LIC MF Focused Fund has a total expense ratio (TER) of 3.38% with a base expense ratio of 2.1%, compared to the Focused category median of 2.24%.
Who manages LIC MF Focused Fund?
LIC MF Focused Fund is managed by Mahesh Bendre.
What are the historical returns of LIC MF Focused Fund?
LIC MF Focused Fund delivered a 3-year CAGR of 9.33%. Its 1-year return stands at +2.49%.
How large is LIC MF Focused Fund?
LIC MF Focused Fund manages assets of Rs 175 cr, placing it in the 'too small' size band relative to Focused peers.
How is LIC MF Focused Fund scored on MFIQ?
LIC MF Focused Fund holds an MFIQ Score of 2.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Focused Fund?
LIC MF Focused Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.72% with a maximum historical drawdown of -21.44%.