LIC MF Healthcare Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 60% limits losses during market corrections.
- Generated +9.7% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.33% | +6.32% | +1.01% |
| 3 Months | +1.41% | -0.20% | +1.61% |
| 6 Months | +11.34% | +5.98% | +5.36% |
| 1 Year | +16.56% | +3.90% | +12.66% |
| 3 Years CAGR | +20.28% | +13.23% | +7.05% |
| Since Inception | +20.08% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Healthcare Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +19.12% | +4.03% | +15.09% |
| 2025 | -4.39% | +1.43% | -5.82% |
| 2024 | +42.13% | +20.41% | +21.72% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.75% | +17.07% | +12.80% | +61.94% | 85.1% | 76.5% |
| 3-Year Rolling | +18.49% | +20.58% | +20.61% | +22.77% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-05 | 2025-02-28 | -15.3% | 3 months | 14 months |
| 2026-08-31 | 2026-10-23 | -11.2% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity & Equity related instruments of companies engaged in Healthcare and Allied sectors - 80% to 100% of total assets Equity & Equity related instruments of companies engaged in other than Healthcare and Allied sectors, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold / Silver ETFs - 0% to 20% of total assets. Please refer the Scheme Information Document for complete details. | Per Scheme Mandate |
Investment Objective & Strategy
The objective of the Scheme is to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of companies engaged in Healthcare and Allied sectors. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 101 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Pharma and Healthcare Fund | 7.4 | +19.30% | 2.27% | 50.0% | Rs 1,154 cr | Compare → |
| Kotak Pioneer Fund | 7.3 | +18.33% | 1.90% | 77.2% | Rs 4,405 cr | Compare → |
| Aditya Birla Sun Life International Equity Fund | 5.8 | +20.53% | 2.55% | -28.3% | Rs 337 cr | Compare → |
| Aditya Birla Sun Life Special Opportunities Fund | 7.1 | +18.81% | 2.26% | 78.6% | Rs 1,475 cr | Compare → |
| DSP Healthcare Fund | 8.0 | +20.31% | 2.04% | 53.2% | Rs 3,946 cr | Compare → |
Frequently Asked Questions about LIC MF Healthcare Fund
What is the expense ratio of LIC MF Healthcare Fund?
LIC MF Healthcare Fund has a total expense ratio (TER) of 2.72% with a base expense ratio of 2.1%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages LIC MF Healthcare Fund?
LIC MF Healthcare Fund is managed by Sudhanshu Asthana (tenure: 0.6 years since 2026-04-07).
What are the historical returns of LIC MF Healthcare Fund?
LIC MF Healthcare Fund delivered a 3-year CAGR of 20.28%. Its 1-year return stands at +16.56%.
How large is LIC MF Healthcare Fund?
LIC MF Healthcare Fund manages assets of Rs 101 cr, placing it in the 'too small' size band relative to Sectoral / Thematic peers.
How is LIC MF Healthcare Fund scored on MFIQ?
LIC MF Healthcare Fund holds an MFIQ Score of 7.1/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Healthcare Fund?
LIC MF Healthcare Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.26% with a maximum historical drawdown of -15.35%.