LIC MF Technology Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Solid MFIQ Score of 6.6/10 reflects sound fundamentals and risk management.
- Expense ratio (2.85%) is higher than category median (2.52%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.72% | +6.32% | -0.60% |
| 3 Months | +0.57% | -0.20% | +0.77% |
| 6 Months | +9.58% | +5.98% | +3.60% |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +14.77% | +4.03% | +10.74% |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows:Equity and Equity related instruments of technology and technology related companies | 80%-100% of total assets, Equity and Equity related instruments of companies other than technology and technology related companies, Money market instruments, other liquid instruments, INVITs and mutual fund units including Gold / Silver ETFs: 0%-20% of total assets. Please refer the Scheme Information Document for complete details. |
Investment Objective & Strategy
The investment objective of the Scheme is to achieve long term capital appreciation by predominantly investing in equity and equity related instruments of technology & technology-related companies. There is no assurance that the investment objective of the Scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 98.2 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI HEALTHCARE OPPORTUNITIES FUND | 7.2 | +23.97% | 1.98% | 43.4% | Rs 6,504 cr | Compare → |
| UTI Healthcare Fund | 7.0 | +22.74% | 2.20% | 57.0% | Rs 1,536 cr | Compare → |
| Mirae Asset Healthcare Fund | 7.9 | +22.67% | - | 45.7% | Rs 3,828 cr | Compare → |
| Nippon India Taiwan Equity fund | 7.2 | +45.47% | 2.39% | -77.2% | Rs 806 cr | Compare → |
| DSP Healthcare Fund | 8.0 | +20.31% | 2.04% | 53.2% | Rs 3,946 cr | Compare → |
Frequently Asked Questions about LIC MF Technology Fund
What is the expense ratio of LIC MF Technology Fund?
LIC MF Technology Fund has a total expense ratio (TER) of 2.85% with a base expense ratio of 2.1%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages LIC MF Technology Fund?
LIC MF Technology Fund is managed by Siddharth Panjwani (tenure: 0.4 years since 2026-07-01).
What are the historical returns of LIC MF Technology Fund?
LIC MF Technology Fund has a 1-year return of -.
How large is LIC MF Technology Fund?
LIC MF Technology Fund manages assets of Rs 98.2 cr, placing it in the 'too small' size band relative to Sectoral / Thematic peers.
How is LIC MF Technology Fund scored on MFIQ?
LIC MF Technology Fund holds an MFIQ Score of 6.6/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Technology Fund?
LIC MF Technology Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is - with a maximum historical drawdown of -6.99%.