LIC MF Value Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +3.9% annualized alpha (excess return) over its benchmark.
- Downside capture of 110% indicates larger drops during broader market downturns.
- Expense ratio (3.33%) is higher than category median (2.33%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.76% | +6.97% | -3.21% |
| 3 Months | -1.03% | -0.44% | -0.59% |
| 6 Months | +9.86% | +2.86% | +7.00% |
| 1 Year | +18.32% | +0.81% | +17.51% |
| 3 Years CAGR | +16.31% | +11.40% | +4.91% |
| Since Inception | +15.84% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in LIC MF Value Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +17.87% | -0.49% | +18.36% |
| 2025 | -6.94% | +4.57% | -11.51% |
| 2024 | +29.16% | +21.24% | +7.92% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -11.69% | +12.38% | +11.39% | +46.23% | 71.2% | 56.5% |
| 3-Year Rolling | +14.23% | +16.18% | +16.01% | +18.15% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-17 | 2025-03-03 | -25.4% | 2 months | 16 months |
| 2024-09-27 | 2024-11-13 | -10.5% | 2 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Under normal circumstances, the asset allocation of the Scheme would be as follows: Equity and Equity related Instruments- 80% to 100% Money market instruments, other liquid instruments, INVITs and mutual funds units including Gold/ Silver ETFs | 0%-20% Please refer Scheme Information Document for complete details. |
Investment Objective & Strategy
The Investment Objective of the Scheme is to generate long-term capital appreciation along with regular income by investing predominantly in equity and equity related instruments by following value investing strategy. There is no assurance that the investment objective of the Scheme will be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 403 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Value schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Value Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Quant Value Fund | 6.2 | +17.24% | 2.31% | 113.0% | Rs 1,930 cr | Compare → |
| HSBC Value Fund | 7.4 | +14.83% | 1.83% | 103.6% | Rs 15,581 cr | Compare → |
| Axis Value Fund | 7.6 | +17.45% | 2.20% | 88.8% | Rs 2,017 cr | Compare → |
| UTI Value Fund | 5.3 | +12.70% | 1.86% | 94.1% | Rs 9,647 cr | Compare → |
| DSP Value Fund | 7.2 | +16.58% | 2.34% | 46.3% | Rs 2,498 cr | Compare → |
Frequently Asked Questions about LIC MF Value Fund
What is the expense ratio of LIC MF Value Fund?
LIC MF Value Fund has a total expense ratio (TER) of 3.33% with a base expense ratio of 2.1%, compared to the Value category median of 2.33%.
Who manages LIC MF Value Fund?
LIC MF Value Fund is managed by Mahesh Bendre (tenure: 2.4 years since 2024-07-01).
What are the historical returns of LIC MF Value Fund?
LIC MF Value Fund delivered a 3-year CAGR of 16.31%. Its 1-year return stands at +18.32%.
How large is LIC MF Value Fund?
LIC MF Value Fund manages assets of Rs 403 cr, placing it in the 'small' size band relative to Value peers.
How is LIC MF Value Fund scored on MFIQ?
LIC MF Value Fund holds an MFIQ Score of 4.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is LIC MF Value Fund?
LIC MF Value Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.44% with a maximum historical drawdown of -25.42%.