Motilal Oswal Midcap Fund-Regular Plan-Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 80% of historical 3-year rolling periods.
- Generated +3.5% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.6% is lower than category median (2.11%).
- Over 13 years of operational history across different market cycles.
- Large asset base (₹43,152 Cr) may make active stock entry and exit slower in mid/small caps.
- Experienced a maximum drawdown of -37.3% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.03% | +4.07% | +0.96% |
| 3 Months | +0.49% | -1.98% | +2.47% |
| 6 Months | +12.79% | +3.41% | +9.38% |
| 1 Year | +1.27% | +3.63% | -2.36% |
| 3 Years CAGR | +17.20% | +15.02% | +2.18% |
| 5 Years CAGR | +17.95% | +12.65% | +5.30% |
| 7 Years CAGR | +21.80% | +19.98% | +1.82% |
| 10 Years CAGR | +16.83% | +15.76% | +1.07% |
| Since Inception | +20.26% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Motilal Oswal Midcap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +5.56% | +5.43% | +0.13% |
| 2025 | -12.13% | +1.71% | -13.84% |
| 2024 | +57.13% | +29.27% | +27.86% |
| 2023 | +41.68% | +37.88% | +3.80% |
| 2022 | +10.71% | +2.02% | +8.69% |
| 2021 | +55.83% | +48.43% | +7.40% |
| 2020 | +9.32% | +24.33% | -15.01% |
| 2019 | +9.72% | +5.15% | +4.57% |
| 2018 | -12.70% | -12.21% | -0.49% |
| 2017 | +30.78% | +41.38% | -10.60% |
| 2016 | +5.18% | +3.21% | +1.97% |
| 2015 | +16.48% | +8.03% | +8.45% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -27.56% | +20.34% | +14.29% | +99.53% | 77.7% | 52.5% |
| 3-Year Rolling | -9.69% | +19.10% | +20.44% | +41.92% | 93.4% | 79.8% |
| 5-Year Rolling | -1.96% | +18.17% | +15.80% | +39.39% | 98.8% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-20 | 2020-03-23 | -37.3% | 1 months | 9 months |
| 2024-12-16 | 2026-03-31 | -29.6% | 15 months | Not yet recovered |
| 2018-01-05 | 2018-10-23 | -22.0% | 10 months | 15 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
ONE 97 COMMUNICATIONS LIMITED EQ NEW FV RE.1/-
PAYTM
|
PAYTM | Equity |
8.64%
|
₹3,475.0 Cr |
| 2 |
KALYAN JEWELLERS INDIA LIMITED EQ
KALYANKJIL
|
KALYANKJIL | Equity |
7.98%
|
₹3,208.3 Cr |
| 3 |
ETERNAL LIMITED EQ
ETERNAL
|
ETERNAL | Equity |
6.72%
|
₹2,700.4 Cr |
| 4 |
COFORGE LIMITED EQ NEW FV RS.2/-
COFORGE
|
COFORGE | Equity |
5.43%
|
₹2,184.4 Cr |
| 5 |
TREPS
|
- | Cash |
4.82%
|
₹1,938.1 Cr |
| 6 |
ADITYA BIRLA CAPITAL LIMITED EQ
ABCAPITAL
|
ABCAPITAL | Equity |
4.64%
|
₹1,864.9 Cr |
| 7 |
PERSISTENT SYSTEMS LIMITED EQ NEW FV RS 5/-
PERSISTENT
|
PERSISTENT | Equity |
4.43%
|
₹1,781.7 Cr |
| 8 |
STERLITE TECHNOLOGIES LIMITED EQ NEW F.V. RS.2/-
STLTECH
|
STLTECH | Equity |
4.4%
|
₹1,767.6 Cr |
| 9 |
KEI INDUSTRIES LIMITED NEW EQ RS. 2/-
KEI
|
KEI | Equity |
4.27%
|
₹1,715.2 Cr |
| 10 |
MCX INDIA LIMITED EQ NEW FV RS.2/-
MCX
|
MCX | Equity |
3.74%
|
₹1,504.5 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments selected between Top 101st and 250th listed companies by full market capitalization 65-100%; Equity and equity related 0 -35%; Debt, Money Market Instruments, G-Sec,Bonds, Cash and Cash Equivalents, etc.instruments* other than above 0-35%; Units issued by REITs and InvITs 0-10%. | Per Scheme Mandate |
Investment Objective & Strategy
To achieve Long-term capital growth & Investment in equity and equity related instruments in quality mid-cap companies having long-term competitive advantages and potential for growth.
Fund Size Position
Currently managing Rs 43,152 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Edelweiss Mid Cap Fund | 6.8 | +18.04% | 1.87% | 90.3% | Rs 20,119 cr | Compare → |
| Axis Midcap Fund | 6.2 | +15.76% | 1.77% | 76.1% | Rs 34,908 cr | Compare → |
| HSBC Midcap Fund | 6.5 | +20.54% | 2.15% | 92.9% | Rs 17,769 cr | Compare → |
| Sundaram Mid Cap Fund | 5.7 | +16.06% | 1.86% | 89.3% | Rs 14,409 cr | Compare → |
| WhiteOak Capital Mid Cap Fund | 7.5 | +19.21% | 2.23% | 85.8% | Rs 8,355 cr | Compare → |
Frequently Asked Questions about Motilal Oswal Midcap Fund
What is the expense ratio of Motilal Oswal Midcap Fund?
Motilal Oswal Midcap Fund has a total expense ratio (TER) of 1.6% with a base expense ratio of 1.28%, compared to the Mid Cap category median of 2.11%.
Who manages Motilal Oswal Midcap Fund?
Motilal Oswal Midcap Fund is managed by Niket Shah (tenure: 6.8 years since 2020-01-07).
What are the historical returns of Motilal Oswal Midcap Fund?
Motilal Oswal Midcap Fund delivered a 3-year CAGR of 17.2% and a 5-year CAGR of 17.95%. Its 1-year return stands at +1.27%.
How large is Motilal Oswal Midcap Fund?
Motilal Oswal Midcap Fund manages assets of Rs 43,152 cr, placing it in the 'stretched' size band relative to Mid Cap peers.
How is Motilal Oswal Midcap Fund scored on MFIQ?
Motilal Oswal Midcap Fund holds an MFIQ Score of 6.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Motilal Oswal Midcap Fund?
Motilal Oswal Midcap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 18.00% with a maximum historical drawdown of -37.29%.