SBI CONTRA FUND - REGULAR PLAN -GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 93% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.6% is lower than category median (1.83%).
- Consistently ranked #3 in its category with an MFIQ quantitative score of 4.9/10.
- Experienced a maximum drawdown of -60.2% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.92% | +7.88% | +0.04% |
| 3 Months | +0.58% | +0.93% | -0.35% |
| 6 Months | +3.08% | +3.68% | -0.60% |
| 1 Year | -1.91% | +0.10% | -2.01% |
| 3 Years CAGR | +11.04% | +13.98% | -2.94% |
| 5 Years CAGR | +13.25% | +12.62% | +0.63% |
| 7 Years CAGR | +20.76% | +16.35% | +4.41% |
| 10 Years CAGR | +15.11% | +15.39% | -0.28% |
| Since Inception | +12.68% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI CONTRA FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -3.75% | +0.75% | -4.50% |
| 2025 | +6.13% | +6.13% | 0.00% |
| 2024 | +18.80% | +22.10% | -3.30% |
| 2023 | +38.22% | +35.01% | +3.21% |
| 2022 | +12.76% | +7.37% | +5.39% |
| 2021 | +49.92% | +30.17% | +19.75% |
| 2020 | +30.60% | +21.18% | +9.42% |
| 2019 | -1.03% | +5.94% | -6.97% |
| 2018 | -14.33% | -3.26% | -11.07% |
| 2017 | +40.23% | +40.23% | 0.00% |
| 2016 | +2.40% | +6.72% | -4.32% |
| 2015 | -0.10% | -0.10% | 0.00% |
| 2014 | +47.66% | +47.66% | 0.00% |
| 2013 | -1.75% | +4.67% | -6.42% |
| 2012 | +34.19% | +33.20% | +0.99% |
| 2011 | -28.24% | -23.81% | -4.43% |
| 2010 | +9.59% | +12.92% | -3.33% |
| 2009 | +90.55% | +90.55% | 0.00% |
| 2008 | -53.14% | -50.73% | -2.41% |
| 2007 | +66.29% | +59.04% | +7.25% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -54.68% | +16.63% | +11.46% | +122.71% | 71.5% | 74.4% |
| 3-Year Rolling | -10.93% | +14.24% | +13.64% | +48.44% | 91.2% | 93.3% |
| 5-Year Rolling | -5.10% | +13.55% | +13.52% | +39.01% | 97.7% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2008-10-27 | -60.2% | 10 months | 23 months |
| 2018-01-23 | 2020-03-23 | -45.5% | 26 months | 8 months |
| 2010-11-09 | 2011-12-20 | -34.2% | 13 months | 29 months |
Portfolio & Asset Allocation
Filing Date: 2026-09-30Top 10 Security Holdings
| # | Company / Security | NSE Symbol | Asset Class | Weight (%) | Value (Cr) |
|---|---|---|---|---|---|
| 1 |
TREPS
|
- | Cash |
6.4%
|
₹2,882.9 Cr |
| 2 |
HDFC BANK LIMITED EQ NEW FV RE. 1/-
HDFCBANK
|
HDFCBANK | Equity |
4.79%
|
₹2,157.9 Cr |
| 3 |
RELIANCE INDUSTRIES LIMITED EQ
RELIANCE
|
RELIANCE | Equity |
4.67%
|
₹2,103.1 Cr |
| 4 |
ICICI BANK LIMITED EQ NEW FV RS. 2/-
ICICIBANK
|
ICICIBANK | Equity |
4.36%
|
₹1,966.9 Cr |
| 5 |
BIOCON LIMITED EQ
BIOCON
|
BIOCON | Equity |
3.29%
|
₹1,483.9 Cr |
| 6 |
KOTAK MAHINDRA BANK LIMITED EQ NEW FV RE.1/-
KOTAKBANK
|
KOTAKBANK | Equity |
3.15%
|
₹1,419.0 Cr |
| 7 |
PUNJAB NATIONAL BANK EQ NEW FV RS. 2/-
PNB
|
PNB | Equity |
2.91%
|
₹1,309.8 Cr |
| 8 |
INDUS TOWERS LIMITED EQ
INDUSTOWER
|
INDUSTOWER | Equity |
2.66%
|
₹1,199.0 Cr |
| 9 |
TORRENT POWER LIMITED EQ NEW FV RS.10/-
TORNTPOWER
|
TORNTPOWER | Equity |
2.48%
|
₹1,119.1 Cr |
| 10 |
GAIL (INDIA) LIMITED EQ
GAIL
|
GAIL | Equity |
2.33%
|
₹1,049.1 Cr |
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of companies which follow the contrarian investment theme (including derivatives) | 80% - 100% |
| Other equity and equity related instruments | 0% - 20% |
| Units issued by InVIT | 0% - 10% |
| Money Market and other Liquid Instruments including units of domestic mutual funds | 0% - 20% |
| Gold and Silver Instruments | 0% - 20% |
Investment Objective & Strategy
The investment objective of the Scheme is to provide the investor with the opportunity of long term capital appreciation by investing in a diversified portfolio of equity and equity related securities following a contrarian investment strategy
Fund Size Position
Currently managing Rs 47,655 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Contra schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Contra Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Kotak Contra Fund | 4.7 | +13.98% | 2.01% | 102.5% | Rs 5,457 cr | Compare → |
| Invesco India Contra Fund | 4.9 | +14.90% | 1.83% | 103.0% | Rs 20,903 cr | Compare → |
Frequently Asked Questions about SBI CONTRA FUND
What is the expense ratio of SBI CONTRA FUND?
SBI CONTRA FUND has a total expense ratio (TER) of 1.6% with a base expense ratio of 1.25%, compared to the Contra category median of 1.83%.
Who manages SBI CONTRA FUND?
SBI CONTRA FUND is managed by Dinesh Balachandran (tenure: 8.5 years since 2018-05-05).
What are the historical returns of SBI CONTRA FUND?
SBI CONTRA FUND delivered a 3-year CAGR of 11.04% and a 5-year CAGR of 13.25%. Its 1-year return stands at -1.91%.
How large is SBI CONTRA FUND?
SBI CONTRA FUND manages assets of Rs 47,655 cr, placing it in the 'stretched' size band relative to Contra peers.
How is SBI CONTRA FUND scored on MFIQ?
SBI CONTRA FUND holds an MFIQ Score of 4.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI CONTRA FUND?
SBI CONTRA FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 12.67% with a maximum historical drawdown of -60.19%.