Sundaram ELSS Tax Saver Fund Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.83% | +7.77% | +0.06% |
| 3 Months | -0.52% | +0.19% | -0.71% |
| 6 Months | +2.43% | +5.12% | -2.69% |
| 1 Year | -3.56% | +1.89% | -5.45% |
| 3 Years CAGR | +9.27% | +11.88% | -2.61% |
| Since Inception | +8.98% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Sundaram ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -4.84% | +1.20% | -6.04% |
| 2025 | +7.73% | +3.57% | +4.16% |
| 2024 | +15.77% | +19.98% | -4.21% |
| 2023 | +24.46% | +27.84% | -3.38% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -12.62% | +12.17% | +9.15% | +38.48% | 81.7% | 39.3% |
| 3-Year Rolling | +6.14% | +13.43% | +14.13% | +20.48% | 100.0% | 1.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2022-01-17 | 2022-06-20 | -16.9% | 5 months | 3 months |
| 2024-09-27 | 2025-02-28 | -16.1% | 5 months | 8 months |
| 2026-01-02 | 2026-03-31 | -15.4% | 3 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Linked Instruments: 80-100%; Debt securities (*including securitised debt) and Money market instruments: 0-20%; | Per Scheme Mandate |
Investment Objective & Strategy
To build a high quality growth-oriented portfolio to provide long-term capital gains to the investors. The scheme aims at providing returns through capital appreciation.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,287 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF ELSS Tax Saver Fund | 2.9 | +9.54% | 2.48% | 98.8% | Rs 1,020 cr | Compare → |
| Parag Parikh ELSS Tax Saver Fund | 6.0 | +8.96% | 1.83% | 69.4% | Rs 5,773 cr | Compare → |
| PGIM India ELSS Tax Saver Fund | 3.6 | +9.64% | 2.55% | 96.8% | Rs 726 cr | Compare → |
| Groww ELSS Tax Saver Fund formerly known as Indiabulls Tax Savings Fund | 2.7 | +9.08% | 2.87% | 105.4% | Rs 52.5 cr | Compare → |
| BANK OF INDIA ELSS Tax Saver FUND | 4.4 | +11.88% | 2.34% | 108.5% | Rs 1,430 cr | Compare → |
Frequently Asked Questions about Sundaram ELSS Tax Saver Fund
What is the expense ratio of Sundaram ELSS Tax Saver Fund?
The expense ratio for Sundaram ELSS Tax Saver Fund is currently not reported.
Who manages Sundaram ELSS Tax Saver Fund?
Sundaram ELSS Tax Saver Fund is managed by Bharath S.
What are the historical returns of Sundaram ELSS Tax Saver Fund?
Sundaram ELSS Tax Saver Fund delivered a 3-year CAGR of 9.27%. Its 1-year return stands at -3.56%.
How large is Sundaram ELSS Tax Saver Fund?
Sundaram ELSS Tax Saver Fund manages assets of Rs 1,287 cr, placing it in the 'comfortable' size band relative to ELSS peers.
How is Sundaram ELSS Tax Saver Fund scored on MFIQ?
Sundaram ELSS Tax Saver Fund holds an MFIQ Score of 4.6/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Sundaram ELSS Tax Saver Fund?
Sundaram ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.35% with a maximum historical drawdown of -16.88%.