Sundaram Financial Services Opportunities Fund Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 79% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 2.22% is lower than category median (2.52%).
- Over 18 years of operational history across different market cycles.
- Experienced a maximum drawdown of -43.3% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.68% | +6.32% | +0.36% |
| 3 Months | +1.06% | -0.20% | +1.26% |
| 6 Months | +5.80% | +5.98% | -0.18% |
| 1 Year | +3.16% | +3.90% | -0.74% |
| 3 Years CAGR | +11.43% | +13.23% | -1.80% |
| 5 Years CAGR | +12.24% | +10.72% | +1.52% |
| 7 Years CAGR | +13.12% | +15.35% | -2.23% |
| 10 Years CAGR | +13.14% | +14.26% | -1.12% |
| Since Inception | +13.92% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Sundaram Financial Services Opportunities Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.50% | +4.03% | -3.53% |
| 2025 | +16.94% | +1.43% | +15.51% |
| 2024 | +7.07% | +20.41% | -13.34% |
| 2023 | +31.12% | +30.70% | +0.42% |
| 2022 | +16.78% | +1.66% | +15.12% |
| 2021 | +15.34% | +30.31% | -14.97% |
| 2020 | +2.70% | +13.54% | -10.84% |
| 2019 | +26.43% | +7.11% | +19.32% |
| 2018 | -3.66% | -5.94% | +2.28% |
| 2017 | +33.33% | +39.22% | -5.89% |
| 2016 | +12.82% | +4.10% | +8.72% |
| 2015 | -8.96% | +1.85% | -10.81% |
| 2014 | +58.02% | +52.06% | +5.96% |
| 2013 | -12.37% | -4.06% | -8.31% |
| 2012 | +47.08% | +26.60% | +20.48% |
| 2011 | -32.94% | -23.05% | -9.89% |
| 2010 | +35.51% | +18.91% | +16.60% |
| 2009 | +71.60% | +77.75% | -6.15% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -33.92% | +17.70% | +13.65% | +152.28% | 76.5% | 55.7% |
| 3-Year Rolling | -12.69% | +13.80% | +14.39% | +42.02% | 91.5% | 78.6% |
| 5-Year Rolling | -0.68% | +13.38% | +13.62% | +28.91% | 99.9% | 73.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2010-11-09 | 2013-09-03 | -43.3% | 34 months | 9 months |
| 2020-01-16 | 2020-03-23 | -43.3% | 2 months | 9 months |
| 2008-08-11 | 2009-03-09 | -37.8% | 7 months | 2 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments of companies engaged in | Per Scheme Mandate |
| Banking and Financial Services 80-100% High | Per Scheme Mandate |
| Other Equities Upto 20% High | Per Scheme Mandate |
| Fixed Income, Money Market instruments and Cash & Cash | Per Scheme Mandate |
| Equivalents Upto 20% Low to Medium | Per Scheme Mandate |
| Investment in REITs & InvITs 0-10% Medium to High | Per Scheme Mandate |
Investment Objective & Strategy
To seek long-term capital appreciation by investing predominantly in equity and equity related securities of Indian companies engaged in the banking and financial services sector. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,713 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata Banking And Financial Services Fund | 4.7 | +11.29% | 2.22% | 98.1% | Rs 3,292 cr | Compare → |
| CANARA ROBECO CONSUMPTION FUND | 4.6 | +10.82% | 2.15% | 108.8% | Rs 2,034 cr | Compare → |
| ITI Banking and Financial Services Fund | 4.6 | +11.84% | 2.77% | 95.0% | Rs 389 cr | Compare → |
| SBI ESG Exclusionary Strategy Fund | 4.6 | +10.45% | 2.00% | 93.5% | Rs 5,408 cr | Compare → |
| SBI INFRASTRUCTURE FUND | 4.9 | +11.72% | 2.08% | 110.1% | Rs 4,976 cr | Compare → |
Frequently Asked Questions about Sundaram Financial Services Opportunities Fund
What is the expense ratio of Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund has a total expense ratio (TER) of 2.22% with a base expense ratio of 1.79%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund is managed by Rohit Seksaria.
What are the historical returns of Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund delivered a 3-year CAGR of 11.43% and a 5-year CAGR of 12.24%. Its 1-year return stands at +3.16%.
How large is Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund manages assets of Rs 1,713 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Sundaram Financial Services Opportunities Fund scored on MFIQ?
Sundaram Financial Services Opportunities Fund holds an MFIQ Score of 4.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Sundaram Financial Services Opportunities Fund?
Sundaram Financial Services Opportunities Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 17.03% with a maximum historical drawdown of -43.30%.