Sundaram Services Fund Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 94% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 1.95% is lower than category median (2.52%).
- Experienced a maximum drawdown of -39.7% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.81% | +6.32% | -0.51% |
| 3 Months | -1.00% | -0.20% | -0.80% |
| 6 Months | +8.37% | +5.98% | +2.39% |
| 1 Year | +2.95% | +3.90% | -0.95% |
| 3 Years CAGR | +13.23% | +13.23% | 0.00% |
| 5 Years CAGR | +10.96% | +10.72% | +0.24% |
| 7 Years CAGR | +17.15% | +15.35% | +1.80% |
| Since Inception | +17.40% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Sundaram Services Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +2.03% | +4.03% | -2.00% |
| 2025 | +10.63% | +1.43% | +9.20% |
| 2024 | +17.87% | +20.41% | -2.54% |
| 2023 | +28.05% | +30.70% | -2.65% |
| 2022 | +3.15% | +1.66% | +1.49% |
| 2021 | +44.74% | +30.31% | +14.43% |
| 2020 | +15.41% | +13.54% | +1.87% |
| 2019 | +21.72% | +7.11% | +14.61% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -23.84% | +19.87% | +15.30% | +88.97% | 88.6% | 67.1% |
| 3-Year Rolling | +11.07% | +20.93% | +19.94% | +35.83% | 100.0% | 94.4% |
| 5-Year Rolling | +9.32% | +20.68% | +21.31% | +30.36% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-19 | 2020-03-23 | -39.7% | 1 months | 9 months |
| 2021-11-15 | 2022-06-20 | -18.1% | 7 months | 5 months |
| 2026-01-05 | 2026-03-31 | -17.4% | 3 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments of Services Sector (including investment in overseas securities) 80-100%; Other Equities (including investment in overseas securities) 0%-20%; Fixed Income and Money Market Instruments 0%-20%; Investment in REITs & InvITs 0-10% | Per Scheme Mandate |
Investment Objective & Strategy
To seek capital appreciation by investing in equity / equity related instruments of companies who drive a majority of their income from business predominantly in the Services sector of the economy. However, there can be no assurance that the investment objective of the Scheme will be realized. Services sector includes Healthcare, Fitness, Tourism & Hospitality, Transportation & Logistics, Education, Staffing, Wealth management, Media, Retail, Aviation, Legal, Architecture, Design services etc. No Guarantee: Investors are neither being offered any guaranteed/indicated returns nor any guarantee on repayment of capital by the Scheme. There is also no guarantee of capital or return either by the mutual fund or by the sponsor or by the Asset management Company.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 5,304 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Banking and Financial Services Fund | 4.9 | +13.96% | 2.36% | 88.0% | Rs 1,442 cr | Compare → |
| Nippon India Innovation Fund | 5.8 | +13.00% | 2.10% | 107.4% | Rs 2,996 cr | Compare → |
| Aditya Birla Sun Life Business Cycle Fund | 5.5 | +13.03% | 2.46% | 96.6% | Rs 1,816 cr | Compare → |
| Baroda BNP Paribas Banking and Financial Services Fund | 4.2 | +13.91% | 2.67% | 95.3% | Rs 562 cr | Compare → |
| Tata India Consumer Fund | 5.9 | +13.29% | 2.12% | 99.1% | Rs 2,897 cr | Compare → |
Frequently Asked Questions about Sundaram Services Fund
What is the expense ratio of Sundaram Services Fund?
Sundaram Services Fund has a total expense ratio (TER) of 1.95% with a base expense ratio of 1.59%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Sundaram Services Fund?
Sundaram Services Fund is managed by Rohit Seksaria.
What are the historical returns of Sundaram Services Fund?
Sundaram Services Fund delivered a 3-year CAGR of 13.23% and a 5-year CAGR of 10.96%. Its 1-year return stands at +2.95%.
How large is Sundaram Services Fund?
Sundaram Services Fund manages assets of Rs 5,304 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is Sundaram Services Fund scored on MFIQ?
Sundaram Services Fund holds an MFIQ Score of 6.2/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Sundaram Services Fund?
Sundaram Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.34% with a maximum historical drawdown of -39.68%.