Tata Dividend Yield Fund-Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 90% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 2.29% is lower than category median (2.56%).
- Consistently ranked #3 in its category with an MFIQ quantitative score of 4.8/10.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.61% | +5.50% | -0.89% |
| 3 Months | -1.88% | -0.59% | -1.29% |
| 6 Months | +2.31% | +3.38% | -1.07% |
| 1 Year | +5.02% | +2.88% | +2.14% |
| 3 Years CAGR | +12.45% | +11.94% | +0.51% |
| 5 Years CAGR | +11.31% | +11.46% | -0.15% |
| Since Inception | +13.14% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata Dividend Yield Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.30% | +0.10% | +4.20% |
| 2025 | +8.60% | +5.51% | +3.09% |
| 2024 | +11.79% | +16.39% | -4.60% |
| 2023 | +35.54% | +37.94% | -2.40% |
| 2022 | +1.03% | +3.10% | -2.07% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.14% | +13.98% | +8.60% | +46.52% | 80.7% | 53.1% |
| 3-Year Rolling | +9.75% | +16.73% | +16.97% | +22.81% | 100.0% | 90.5% |
| 5-Year Rolling | +9.56% | +12.50% | +13.11% | +14.25% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-26 | 2025-02-28 | -21.0% | 5 months | 10 months |
| 2021-10-18 | 2022-06-20 | -19.9% | 8 months | 11 months |
| 2026-01-05 | 2026-03-23 | -12.7% | 3 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of Dividend Yielding Companies 80%-100%, Other Equity & Equity related Instruments of Companies other than above 0%-20%, Money market instruments, other liquid instruments**, gold and/or silver instruments/ETF as permitted by SEBI 0%- 20%, Units issued by REITs & InvITs 0% -10%. The scheme may invest in another scheme under the same asset management company or any other mutual fund without charging any fees, provided that aggregate inter-scheme investment made by all schemes under the same management or in schemes under the management of any other asset management company shall not exceed 5% of the net asset value of the mutual fund. Such investments shall be made in the schemes which are permitted by SEBI from time to time. ** Other liquid instruments include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by the SEBI. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective is to provide capital appreciation and/or dividend distribution by predominantly investing in a well-diversified portfolio of equity and equity related instruments of dividend yielding companies. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,152 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Dividend Yield schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Dividend Yield Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI Dividend Yield Fund | 6.2 | +11.43% | 2.04% | 88.4% | Rs 8,261 cr | Compare → |
| Aditya Birla Sun Life Dividend Yield Fund | 3.0 | +10.59% | 2.58% | 97.6% | Rs 1,411 cr | Compare → |
| LIC MF Dividend Yield Fund | 6.2 | +18.04% | 2.48% | 111.0% | Rs 770 cr | Compare → |
| Baroda BNP Paribas Dividend Yield Fund | 4.0 | - | 2.56% | 96.0% | Rs 547 cr | Compare → |
Frequently Asked Questions about Tata Dividend Yield Fund
What is the expense ratio of Tata Dividend Yield Fund?
Tata Dividend Yield Fund has a total expense ratio (TER) of 2.29% with a base expense ratio of 1.87%, compared to the Dividend Yield category median of 2.56%.
Who manages Tata Dividend Yield Fund?
Tata Dividend Yield Fund is managed by Murthy Nagarajan (tenure: 5.5 years since 2021-05-17).
What are the historical returns of Tata Dividend Yield Fund?
Tata Dividend Yield Fund delivered a 3-year CAGR of 12.45% and a 5-year CAGR of 11.31%. Its 1-year return stands at +5.02%.
How large is Tata Dividend Yield Fund?
Tata Dividend Yield Fund manages assets of Rs 1,152 cr, placing it in the 'comfortable' size band relative to Dividend Yield peers.
How is Tata Dividend Yield Fund scored on MFIQ?
Tata Dividend Yield Fund holds an MFIQ Score of 4.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata Dividend Yield Fund?
Tata Dividend Yield Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.15% with a maximum historical drawdown of -20.95%.