Tata ELSS Fund-Growth-Regular Plan
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 98% of 3-year investment horizons.
- Cost-efficient: expense ratio of 1.92% is lower than category median (2.34%).
- Over 31 years of operational history across different market cycles.
- Downside capture of 106% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -36.9% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.27% | +7.77% | -1.50% |
| 3 Months | -1.42% | +0.19% | -1.61% |
| 6 Months | +4.70% | +5.12% | -0.42% |
| 1 Year | +3.46% | +1.89% | +1.57% |
| 3 Years CAGR | +12.49% | +11.88% | +0.61% |
| 5 Years CAGR | +10.30% | +9.96% | +0.34% |
| 7 Years CAGR | +13.90% | +13.84% | +0.06% |
| 10 Years CAGR | +13.48% | +13.83% | -0.35% |
| Since Inception | +13.70% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Tata ELSS Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.88% | +1.20% | +0.68% |
| 2025 | +4.94% | +3.57% | +1.37% |
| 2024 | +19.46% | +19.98% | -0.52% |
| 2023 | +24.02% | +27.84% | -3.82% |
| 2022 | +5.85% | +2.11% | +3.74% |
| 2021 | +30.39% | +32.16% | -1.77% |
| 2020 | +11.88% | +17.88% | -6.00% |
| 2019 | +13.59% | +9.89% | +3.70% |
| 2018 | -8.38% | -6.42% | -1.96% |
| 2017 | +46.00% | +37.59% | +8.41% |
| 2016 | +2.14% | +3.19% | -1.05% |
| 2015 | +13.31% | +3.80% | +9.51% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -30.08% | +14.39% | +10.95% | +88.58% | 84.4% | 48.4% |
| 3-Year Rolling | -5.02% | +14.36% | +14.91% | +31.08% | 97.5% | 43.1% |
| 5-Year Rolling | +0.91% | +14.09% | +13.84% | +27.01% | 100.0% | 37.8% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-13 | 2020-03-23 | -36.9% | 1 months | 8 months |
| 2024-09-26 | 2025-03-03 | -18.9% | 5 months | 17 months |
| 2018-01-23 | 2018-10-26 | -18.3% | 9 months | 7 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments (Listed / to be listed)80-100, Debt & Debt Related Instruments (Listed / Securitised)10-20, Debt & Debt Related Instruments (Unlisted /Securitised) 5-10, Money Market 5-100. Units of Equity Mutual funds will be considered under allocation for Equity and Equity related instruments | Per Scheme Mandate |
Investment Objective & Strategy
To provide medium to long term capital gains along with income tax relief to its Unitholders, while at all times emphasising the importance of capital appreciation. However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved. The scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 4,634 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Mirae Asset ELSS Tax Saver Fund | 5.5 | +12.80% | 1.94% | 99.9% | Rs 26,283 cr | Compare → |
| CANARA ROBECO ELSS TAX SAVER FUND | 5.7 | +12.15% | 1.84% | 95.9% | Rs 8,844 cr | Compare → |
| Edelweiss ELSS Tax Saver Fund | 4.7 | +13.15% | 2.56% | 101.0% | Rs 460 cr | Compare → |
| Taurus ELSS Tax Saver Fund | 4.4 | +12.02% | 2.61% | 89.2% | Rs 74.9 cr | Compare → |
| quant ELSS Tax Saver Fund | 5.3 | +14.40% | 2.05% | 103.2% | Rs 13,714 cr | Compare → |
Frequently Asked Questions about Tata ELSS Fund
What is the expense ratio of Tata ELSS Fund?
Tata ELSS Fund has a total expense ratio (TER) of 1.92% with a base expense ratio of 1.6%, compared to the ELSS category median of 2.34%.
Who manages Tata ELSS Fund?
Tata ELSS Fund is managed by Sailesh Jain.
What are the historical returns of Tata ELSS Fund?
Tata ELSS Fund delivered a 3-year CAGR of 12.49% and a 5-year CAGR of 10.3%. Its 1-year return stands at +3.46%.
How large is Tata ELSS Fund?
Tata ELSS Fund manages assets of Rs 4,634 cr, placing it in the 'comfortable' size band relative to ELSS peers.
How is Tata ELSS Fund scored on MFIQ?
Tata ELSS Fund holds an MFIQ Score of 5.5/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Tata ELSS Fund?
Tata ELSS Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 14.72% with a maximum historical drawdown of -36.88%.