UTI Large & Mid Cap Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +2.8% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.96% is lower than category median (2.32%).
- Over 18 years of operational history across different market cycles.
- Experienced a maximum drawdown of -70.1% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.08% | +7.09% | +0.99% |
| 3 Months | -0.34% | +0.32% | -0.66% |
| 6 Months | +3.10% | +5.55% | -2.45% |
| 1 Year | +1.68% | +3.04% | -1.36% |
| 3 Years CAGR | +14.77% | +13.28% | +1.49% |
| 5 Years CAGR | +12.57% | +10.62% | +1.95% |
| 7 Years CAGR | +17.59% | +15.98% | +1.61% |
| 10 Years CAGR | +14.13% | +14.02% | +0.11% |
| Since Inception | +7.68% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Large & Mid Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -0.39% | +2.62% | -3.01% |
| 2025 | +7.41% | +4.13% | +3.28% |
| 2024 | +27.20% | +24.32% | +2.88% |
| 2023 | +34.43% | +29.34% | +5.09% |
| 2022 | +4.58% | +0.28% | +4.30% |
| 2021 | +40.76% | +38.27% | +2.49% |
| 2020 | +12.80% | +15.49% | -2.69% |
| 2019 | +1.45% | +10.50% | -9.05% |
| 2018 | -7.95% | -5.42% | -2.53% |
| 2017 | +35.23% | +39.62% | -4.39% |
| 2016 | +3.39% | +7.78% | -4.39% |
| 2015 | +0.47% | +5.22% | -4.75% |
| 2014 | +41.70% | +48.40% | -6.70% |
| 2013 | +6.26% | +6.56% | -0.30% |
| 2012 | +22.61% | +31.30% | -8.69% |
| 2011 | -16.16% | -22.94% | +6.78% |
| 2010 | +12.89% | +14.39% | -1.50% |
| 2009 | -14.05% | +80.13% | -94.18% |
| 2008 | -54.83% | -55.55% | +0.72% |
| 2007 | +55.85% | +59.85% | -4.00% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -56.86% | +11.01% | +8.04% | +101.99% | 72.8% | 77.2% |
| 3-Year Rolling | -25.57% | +8.94% | +11.75% | +35.87% | 78.2% | 100.0% |
| 5-Year Rolling | -14.96% | +9.53% | +12.17% | +33.41% | 81.6% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-01-04 | 2009-07-13 | -70.1% | 18 months | 138 months |
| 2006-05-10 | 2006-06-14 | -29.3% | 1 months | 5 months |
| 2021-10-18 | 2022-06-20 | -18.6% | 8 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of which : a. Minimum 35% would be in equity and equity related instruments of large cap entities b. minimum 35% would be in equity and equity related instruments of mid cap entities | 70% - 100% Money Market Instruments and other instruments permissible under residual portion : 0% - 30% |
Investment Objective & Strategy
The objective of the scheme is to generate long term capital appreciation by investing predominantly in equity and equity related securities of large cap and mid cap companies. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 6,682 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| HSBC Large & Mid Cap Fund | 6.6 | +17.21% | 2.39% | 98.5% | Rs 6,258 cr | Compare → |
| Axis Large & Mid Cap Fund | 6.9 | +14.59% | 1.84% | 89.1% | Rs 17,337 cr | Compare → |
| Bandhan Large & Mid Cap Fund | 6.5 | +16.72% | 2.25% | 94.7% | Rs 22,598 cr | Compare → |
| DSP Large & Mid Cap Fund | 5.9 | +13.57% | 1.84% | 96.8% | Rs 23,711 cr | Compare → |
| Motilal Oswal Large and Midcap Fund | 6.9 | +19.85% | - | 118.5% | Rs 21,181 cr | Compare → |
Frequently Asked Questions about UTI Large & Mid Cap Fund
What is the expense ratio of UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund has a total expense ratio (TER) of 1.96% with a base expense ratio of 1.55%, compared to the Large & Mid Cap category median of 2.32%.
Who manages UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund is managed by V Srivatsa (tenure: 9.5 years since 2017-05-01).
What are the historical returns of UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund delivered a 3-year CAGR of 14.77% and a 5-year CAGR of 12.57%. Its 1-year return stands at +1.68%.
How large is UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund manages assets of Rs 6,682 cr, placing it in the 'comfortable' size band relative to Large & Mid Cap peers.
How is UTI Large & Mid Cap Fund scored on MFIQ?
UTI Large & Mid Cap Fund holds an MFIQ Score of 6.3/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Large & Mid Cap Fund?
UTI Large & Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.87% with a maximum historical drawdown of -70.11%.