WhiteOak Capital Balanced Advantage Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 89% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 50% limits losses during market corrections.
- Generated +2.2% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.21% | +5.51% | -0.30% |
| 3 Months | +1.22% | +1.29% | -0.07% |
| 6 Months | +6.62% | +5.25% | +1.37% |
| 1 Year | +3.39% | +2.38% | +1.01% |
| 3 Years CAGR | +11.06% | +9.06% | +2.00% |
| Since Inception | +11.88% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in WhiteOak Capital Balanced Advantage Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.26% | +1.91% | +1.35% |
| 2025 | +7.00% | +5.68% | +1.32% |
| 2024 | +16.76% | +12.82% | +3.94% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.47% | +11.59% | +9.46% | +26.97% | 94.8% | 58.2% |
| 3-Year Rolling | +9.12% | +11.05% | +10.94% | +13.75% | 100.0% | 89.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-11-20 | 2026-03-30 | -10.0% | 4 months | 4 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments (including REITs) | 0% - 100%; Debt Securities (including securitized debt) and Money Market Instruments, cash, and cash equivalents and / or units of domestic liquid mutual fund schemes: 0% - 100% |
Investment Objective & Strategy
The primary objective of the Scheme is to provide long term capital appreciation and generate income from a dynamically managed portfolio of equity & equity related instruments and debt & money market securities. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,364 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Balanced Advantage Fund | 6.6 | +11.80% | 2.18% | 48.7% | Rs 3,833 cr | Compare → |
| Baroda BNP Paribas Balanced Advantage Fund | 6.9 | +11.91% | 2.03% | 60.6% | Rs 5,503 cr | Compare → |
| Aditya Birla Sun Life Balanced Advantage Fund | 6.4 | +11.99% | 1.96% | 45.4% | Rs 10,413 cr | Compare → |
| Edelweiss Balanced Advantage Fund | 6.4 | +10.89% | 1.91% | 53.3% | Rs 13,694 cr | Compare → |
| DSP Dynamic Asset Allocation Fund | 6.1 | +10.81% | 2.26% | 31.5% | Rs 3,892 cr | Compare → |
Frequently Asked Questions about WhiteOak Capital Balanced Advantage Fund
What is the expense ratio of WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund has a total expense ratio (TER) of 2.23% with a base expense ratio of 1.72%, compared to the Balanced Advantage category median of 2.40%.
Who manages WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund is managed by Ramesh Mantri (tenure: 3.8 years since 2023-02-10).
What are the historical returns of WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund delivered a 3-year CAGR of 11.06%. Its 1-year return stands at +3.39%.
How large is WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund manages assets of Rs 2,364 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is WhiteOak Capital Balanced Advantage Fund scored on MFIQ?
WhiteOak Capital Balanced Advantage Fund holds an MFIQ Score of 7.3/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is WhiteOak Capital Balanced Advantage Fund?
WhiteOak Capital Balanced Advantage Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 8.52% with a maximum historical drawdown of -10.03%.