WhiteOak Capital Flexi Cap Fund Regular Plan-Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Generated +2.3% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.13% | +6.72% | +0.41% |
| 3 Months | +0.85% | +0.95% | -0.10% |
| 6 Months | +8.31% | +7.48% | +0.83% |
| 1 Year | +3.51% | +3.87% | -0.36% |
| 3 Years CAGR | +14.19% | +12.91% | +1.28% |
| Since Inception | +15.41% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in WhiteOak Capital Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.25% | +3.55% | +0.70% |
| 2025 | +4.65% | +3.91% | +0.74% |
| 2024 | +23.67% | +18.52% | +5.15% |
| 2023 | +31.16% | +28.78% | +2.38% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.69% | +17.42% | +13.14% | +45.96% | 94.3% | 83.1% |
| 3-Year Rolling | +11.61% | +17.02% | +18.02% | +20.71% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-16 | 2025-02-28 | -15.8% | 2 months | 5 months |
| 2025-11-20 | 2026-03-23 | -15.3% | 4 months | 4 months |
| 2022-12-01 | 2023-03-28 | -11.1% | 4 months | 2 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments (including REITs) | 65% - 100%; Money Market Instruments#, Other Liquid Instruments^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 35%; Units issued by InvITs: 0% - 10% #Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^Other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI. |
Investment Objective & Strategy
To generate long-term capital appreciation by investing predominately in equity & equity related instruments across the spectrum of various market capitalization. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 10,304 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Helios Flexi Cap Fund | 7.1 | - | 2.04% | 92.7% | Rs 9,920 cr | Compare → |
| Edelweiss Flexi Cap Fund | 5.8 | +14.33% | 2.15% | 99.3% | Rs 3,851 cr | Compare → |
| Parag Parikh Flexi Cap Fund | 7.1 | +12.72% | 1.29% | 45.9% | Rs 156,540 cr | Compare → |
| Axis Flexi Cap Fund | 5.5 | +13.86% | 1.83% | 102.0% | Rs 13,865 cr | Compare → |
| HSBC Flexi Cap Fund | 5.3 | +15.99% | 2.07% | 104.7% | Rs 6,072 cr | Compare → |
Frequently Asked Questions about WhiteOak Capital Flexi Cap Fund
What is the expense ratio of WhiteOak Capital Flexi Cap Fund?
WhiteOak Capital Flexi Cap Fund has a total expense ratio (TER) of 2.04% with a base expense ratio of 1.5%, compared to the Flexi Cap category median of 2.17%.
Who manages WhiteOak Capital Flexi Cap Fund?
WhiteOak Capital Flexi Cap Fund is managed by Ramesh Mantri (tenure: 4.3 years since 2022-08-02).
What are the historical returns of WhiteOak Capital Flexi Cap Fund?
WhiteOak Capital Flexi Cap Fund delivered a 3-year CAGR of 14.19%. Its 1-year return stands at +3.51%.
How large is WhiteOak Capital Flexi Cap Fund?
WhiteOak Capital Flexi Cap Fund manages assets of Rs 10,304 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is WhiteOak Capital Flexi Cap Fund scored on MFIQ?
WhiteOak Capital Flexi Cap Fund holds an MFIQ Score of 7.2/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is WhiteOak Capital Flexi Cap Fund?
WhiteOak Capital Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.88% with a maximum historical drawdown of -15.83%.