Whiteoak Capital Large & Mid Cap Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Generated +2.1% annualized alpha (excess return) over its benchmark.
- Solid MFIQ Score of 6.4/10 reflects sound fundamentals and risk management.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.01% | +7.09% | +0.92% |
| 3 Months | -0.08% | +0.32% | -0.40% |
| 6 Months | +6.87% | +5.55% | +1.32% |
| 1 Year | +3.77% | +3.04% | +0.73% |
| Since Inception | +12.54% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.93% | +2.62% | +1.31% |
| 2025 | +6.62% | +4.13% | +2.49% |
| 2024 | +25.43% | +24.32% | +1.11% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.92% | +7.69% | +7.28% | +28.52% | 93.1% | 97.4% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2025-02-28 | -16.5% | 5 months | 4 months |
| 2025-11-20 | 2026-03-23 | -13.4% | 4 months | 4 months |
| 2026-08-25 | 2026-10-23 | -10.1% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related Instruments of Large and Mid Cap Companies (including REITs) of which | 70% - 100%; Large Cap Companies: 35% - 65%; Mid Cap Companies: 35% - 65%; Equity and Equity Related Instruments other than above (including REITs): 0% - 30%;Money Market Instruments#, Other Liquid Instruments^^, Gold and Silver ETFs and units of Domestic Mutual Fund Schemes@: 0% - 30%; Units issued by InvITs: 0% - 10% # Money market instruments include commercial papers, commercial bills, treasury bills, Government securities having an unexpired maturity up to one year, call or notice money, certificate of deposit, usance bills, and any other like instruments as specified by the Reserve Bank of India. ^^Other liquid instruments shall include cash, bank deposits with Scheduled Commercial Banks, Government Securities, Treasury bills, Repo on Government securities and any other instruments as specified by SEBI. @Units of domestic mutual fund schemes are permitted only in Overnight funds, Liquid funds and Money Market funds. As per Para 3.8.1.c of SEBI Master Circular on Mutual Funds dated March 20, 2026, the Scheme will invest residual portion in equity and equity related instruments, money market instruments and other liquid instruments, gold and silver instruments (ETFs) as permitted by SEBI and in InvITs, subject to the ceilings laid out in SEBI (Mutual Fund) Regulations, 2026 with respect to the respective asset class. |
Investment Objective & Strategy
The primary objective of the scheme is to generate long term capital appreciation by investing in and managing a diversified portfolio of equity and equity related instruments of large and mid cap companies. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,599 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Large & Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Large & Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Helios Large & Mid Cap Fund | 5.6 | - | 2.47% | 101.6% | Rs 1,628 cr | Compare → |
| ITI Large & Midcap Fund | 3.9 | - | - | 118.5% | Rs 708 cr | Compare → |
| Tata Large & Mid Cap Fund | 2.9 | +6.19% | 1.83% | 112.8% | Rs 7,405 cr | Compare → |
| JM Large & Mid Cap Fund | 4.3 | - | 2.72% | 106.7% | Rs 481 cr | Compare → |
| Navi Large & Midcap Fund | 2.2 | +9.57% | 2.53% | 110.4% | Rs 308 cr | Compare → |
Frequently Asked Questions about Whiteoak Capital Large & Mid Cap Fund
What is the expense ratio of Whiteoak Capital Large & Mid Cap Fund?
Whiteoak Capital Large & Mid Cap Fund has a total expense ratio (TER) of 2.33% with a base expense ratio of 1.7%, compared to the Large & Mid Cap category median of 2.32%.
Who manages Whiteoak Capital Large & Mid Cap Fund?
Whiteoak Capital Large & Mid Cap Fund is managed by Ramesh Mantri (tenure: 2.9 years since 2023-12-22).
What are the historical returns of Whiteoak Capital Large & Mid Cap Fund?
Whiteoak Capital Large & Mid Cap Fund has a 1-year return of +3.77%.
How large is Whiteoak Capital Large & Mid Cap Fund?
Whiteoak Capital Large & Mid Cap Fund manages assets of Rs 2,599 cr, placing it in the 'comfortable' size band relative to Large & Mid Cap peers.
How is Whiteoak Capital Large & Mid Cap Fund scored on MFIQ?
Whiteoak Capital Large & Mid Cap Fund holds an MFIQ Score of 6.4/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Whiteoak Capital Large & Mid Cap Fund?
Whiteoak Capital Large & Mid Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.95% with a maximum historical drawdown of -16.55%.