BAJAJ FINSERV HEALTHCARE FUND - REGULAR - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 55% limits losses during market corrections.
- Generated +19.0% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.31% | +6.32% | +1.99% |
| 3 Months | +3.07% | -0.20% | +3.27% |
| 6 Months | +17.04% | +5.98% | +11.06% |
| 1 Year | +24.03% | +3.90% | +20.13% |
| Since Inception | +10.49% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +25.99% | +4.03% | +21.96% |
| 2025 | -4.58% | +1.43% | -6.01% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -5.81% | +10.26% | +10.83% | +24.56% | 85.5% | 68.2% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-01-02 | 2025-02-28 | -15.9% | 2 months | 14 months |
| 2026-09-08 | 2026-10-23 | -11.1% | 1 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Securities of pharma, healthcare and allied companies | 80% - 100%, Equities and Equity related securities of other than pharma, healthcare and allied companies - 0% - 20% Money market instruments*, other liquid instruments, Units of InvITs, Units of Gold ETFs and Silver ETFs and units of Liquid, Overnight and Money Market Mutual Fund - 0% - 20% *Money market instruments will include commercial papers,commercial bills, Triparty REPO, Reverse Repo and equivalent and any other like instruments as specified by SEBI and Reserve Bank of India from time to time. |
Investment Objective & Strategy
The objective of the Scheme is to generate long term capital appreciation by predominantly investing in equity and equity related securities of pharma, healthcare and allied companies. However, there is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 443 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| PGIM India Healthcare Fund | 7.9 | - | 2.65% | 63.6% | Rs 152 cr | Compare → |
| WhiteOak Capital Pharma and Heathcare Fund | 7.7 | - | 2.70% | 44.1% | Rs 1,022 cr | Compare → |
| Kotak Healthcare Fund | 7.5 | - | 2.49% | 35.1% | Rs 928 cr | Compare → |
| SBI Automotive Opportunities Fund | 8.0 | - | 1.98% | 99.8% | Rs 6,374 cr | Compare → |
| Samco Flexi Cap Fund | 0.8 | -4.37% | 3.17% | 150.0% | Rs 235 cr | Compare → |
Frequently Asked Questions about BAJAJ FINSERV HEALTHCARE FUND
What is the expense ratio of BAJAJ FINSERV HEALTHCARE FUND?
BAJAJ FINSERV HEALTHCARE FUND has a total expense ratio (TER) of 2.59% with a base expense ratio of 2.09%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages BAJAJ FINSERV HEALTHCARE FUND?
BAJAJ FINSERV HEALTHCARE FUND is managed by Bharat Hegde.
What are the historical returns of BAJAJ FINSERV HEALTHCARE FUND?
BAJAJ FINSERV HEALTHCARE FUND has a 1-year return of +24.03%.
How large is BAJAJ FINSERV HEALTHCARE FUND?
BAJAJ FINSERV HEALTHCARE FUND manages assets of Rs 443 cr, placing it in the 'small' size band relative to Sectoral / Thematic peers.
How is BAJAJ FINSERV HEALTHCARE FUND scored on MFIQ?
BAJAJ FINSERV HEALTHCARE FUND holds an MFIQ Score of 7.8/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BAJAJ FINSERV HEALTHCARE FUND?
BAJAJ FINSERV HEALTHCARE FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.59% with a maximum historical drawdown of -15.91%.