PGIM India Healthcare Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 64% limits losses during market corrections.
- Generated +19.4% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.04% | +6.32% | +0.72% |
| 3 Months | +1.88% | -0.20% | +2.08% |
| 6 Months | +15.91% | +5.98% | +9.93% |
| 1 Year | +24.85% | +3.90% | +20.95% |
| Since Inception | +12.28% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +26.63% | +4.03% | +22.60% |
| 2025 | -2.67% | +1.43% | -4.10% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -4.52% | +11.45% | +12.01% | +26.48% | 83.6% | 69.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2025-01-07 | 2025-02-28 | -14.6% | 2 months | 14 months |
| 2026-08-31 | 2026-10-23 | -10.2% | 2 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related securities of pharmaceutical and healthcare companies- Min 80% and Max 100% Equity & Equity Related Securities of other companies- Min 0% and Max 20% Money Market Instruments and, other liquid instruments, Units of Liquid, Money Market and Overnight Mutual funds - Min 0% and Max 20% Units issued by InvITs - Min 0% and Max 10% Foreign securities including overseas ETFs - Min 0% and Max 20% Units of Gold ETFs & Silver ETFs - Min 0% and Max 20% | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the scheme is to seek to generate consistent returns by predominantly investing in equity and equity related securities of pharmaceutical and healthcare companies. However, there is no assurance that the investment objective of the scheme will be achieved. The Scheme does not guarantee/ indicate any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 152 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Kotak Healthcare Fund | 7.5 | - | 2.49% | 35.1% | Rs 928 cr | Compare → |
| BAJAJ FINSERV HEALTHCARE FUND | 7.8 | - | 2.59% | 54.9% | Rs 443 cr | Compare → |
| Samco Flexi Cap Fund | 0.8 | -4.37% | 3.17% | 150.0% | Rs 235 cr | Compare → |
| WhiteOak Capital Pharma and Heathcare Fund | 7.7 | - | 2.70% | 44.1% | Rs 1,022 cr | Compare → |
| SBI CONSUMPTION OPPORTUNITIES FUND | 3.2 | +4.24% | 2.22% | 122.5% | Rs 2,581 cr | Compare → |
Frequently Asked Questions about PGIM India Healthcare Fund
What is the expense ratio of PGIM India Healthcare Fund?
PGIM India Healthcare Fund has a total expense ratio (TER) of 2.65% with a base expense ratio of 2.1%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages PGIM India Healthcare Fund?
PGIM India Healthcare Fund is managed by Anandha Padmanabhan Anjeneyan.
What are the historical returns of PGIM India Healthcare Fund?
PGIM India Healthcare Fund has a 1-year return of +24.85%.
How large is PGIM India Healthcare Fund?
PGIM India Healthcare Fund manages assets of Rs 152 cr, placing it in the 'small' size band relative to Sectoral / Thematic peers.
How is PGIM India Healthcare Fund scored on MFIQ?
PGIM India Healthcare Fund holds an MFIQ Score of 7.9/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is PGIM India Healthcare Fund?
PGIM India Healthcare Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.06% with a maximum historical drawdown of -14.58%.