BANDHAN Flexi Cap Fund - Regular Plan - Growth
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 96% of 3-year investment horizons.
- Over 21 years of operational history across different market cycles.
- Experienced a maximum drawdown of -45.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.53% | +6.72% | +1.81% |
| 3 Months | +1.92% | +0.95% | +0.97% |
| 6 Months | +6.41% | +7.48% | -1.07% |
| 1 Year | +2.36% | +3.87% | -1.51% |
| 3 Years CAGR | +12.00% | +12.91% | -0.91% |
| 5 Years CAGR | +9.19% | +9.13% | +0.06% |
| 7 Years CAGR | +12.65% | +13.79% | -1.14% |
| 10 Years CAGR | +11.31% | +13.48% | -2.17% |
| Since Inception | +13.65% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANDHAN Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +1.33% | +3.55% | -2.22% |
| 2025 | +9.25% | +3.91% | +5.34% |
| 2024 | +14.93% | +18.52% | -3.59% |
| 2023 | +24.46% | +28.78% | -4.32% |
| 2022 | -1.39% | -1.11% | -0.28% |
| 2021 | +32.23% | +32.43% | -0.20% |
| 2020 | +9.82% | +14.34% | -4.52% |
| 2019 | +7.58% | +10.28% | -2.70% |
| 2018 | -8.75% | -7.49% | -1.26% |
| 2017 | +38.04% | +37.90% | +0.14% |
| 2016 | -2.70% | +4.05% | -6.75% |
| 2015 | +8.29% | +1.06% | +7.23% |
| 2014 | +58.91% | +54.77% | +4.14% |
| 2013 | +5.62% | +4.75% | +0.87% |
| 2012 | +40.84% | +32.18% | +8.66% |
| 2011 | -18.00% | -25.47% | +7.47% |
| 2010 | +32.07% | +15.86% | +16.21% |
| 2009 | +102.12% | +83.98% | +18.14% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -29.83% | +18.61% | +11.03% | +146.72% | 80.6% | 29.9% |
| 3-Year Rolling | -7.33% | +15.34% | +14.84% | +42.49% | 95.9% | 6.1% |
| 5-Year Rolling | -2.65% | +14.95% | +15.36% | +31.56% | 99.3% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-06-02 | 2009-03-09 | -45.5% | 9 months | 5 months |
| 2020-02-07 | 2020-03-23 | -37.0% | 1 months | 8 months |
| 2010-11-10 | 2011-02-10 | -23.0% | 3 months | 20 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments of Large cap, Mid cap, Small cap companies | 65% - 100% Money Market and other liquid instruments# : 0% - 35% Units issued by InvITs: 0% - 10% Gold/silver ETFs: 0% - 10% Mutual Fund Units (Overnight Fund, Money Market Fund & Liquid Fund): 0% - 35% |
Investment Objective & Strategy
The Scheme shall seek to generate long-term capital growth by investing in a diversified portfolio of equity and equity related instruments across market capitalization – large cap, mid cap and small cap, fixed income securities and money market instruments.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 7,747 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| JM Flexi Cap Fund | 4.5 | +13.48% | 2.26% | 108.9% | Rs 5,194 cr | Compare → |
| DSP Flexi Cap Fund | 4.5 | +11.81% | 1.86% | 101.3% | Rs 12,622 cr | Compare → |
| CANARA ROBECO FLEXI CAP FUND | 4.9 | +12.58% | 1.83% | 94.5% | Rs 13,942 cr | Compare → |
| PGIM India Flexi Cap Fund | 4.0 | +11.22% | 2.08% | 92.1% | Rs 5,989 cr | Compare → |
| Taurus Flexi Cap Fund | 3.4 | +13.47% | 2.72% | 100.6% | Rs 407 cr | Compare → |
Frequently Asked Questions about BANDHAN Flexi Cap Fund
What is the expense ratio of BANDHAN Flexi Cap Fund?
BANDHAN Flexi Cap Fund has a total expense ratio (TER) of 2.18% with a base expense ratio of 1.53%, compared to the Flexi Cap category median of 2.17%.
Who manages BANDHAN Flexi Cap Fund?
BANDHAN Flexi Cap Fund is managed by Manish Gunwani (tenure: 2.8 years since 2024-01-24).
What are the historical returns of BANDHAN Flexi Cap Fund?
BANDHAN Flexi Cap Fund delivered a 3-year CAGR of 12.0% and a 5-year CAGR of 9.19%. Its 1-year return stands at +2.36%.
How large is BANDHAN Flexi Cap Fund?
BANDHAN Flexi Cap Fund manages assets of Rs 7,747 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is BANDHAN Flexi Cap Fund scored on MFIQ?
BANDHAN Flexi Cap Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANDHAN Flexi Cap Fund?
BANDHAN Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.02% with a maximum historical drawdown of -45.51%.