PGIM India Flexi Cap Fund - Regular Plan - Growth Option
Beginner-friendly💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 98% of 3-year investment horizons.
- Over 12 years of operational history across different market cycles.
- Experienced a maximum drawdown of -36.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.95% | +6.72% | +2.23% |
| 3 Months | +2.35% | +0.95% | +1.40% |
| 6 Months | +8.39% | +7.48% | +0.91% |
| 1 Year | +3.82% | +3.87% | -0.05% |
| 3 Years CAGR | +11.22% | +12.91% | -1.69% |
| 5 Years CAGR | +6.68% | +9.13% | -2.45% |
| 7 Years CAGR | +15.90% | +13.79% | +2.11% |
| 10 Years CAGR | +14.04% | +13.48% | +0.56% |
| Since Inception | +12.22% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in PGIM India Flexi Cap Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.21% | +3.55% | +0.66% |
| 2025 | +4.72% | +3.91% | +0.81% |
| 2024 | +15.47% | +18.52% | -3.05% |
| 2023 | +19.94% | +28.78% | -8.84% |
| 2022 | -6.42% | -1.11% | -5.31% |
| 2021 | +43.49% | +32.43% | +11.06% |
| 2020 | +35.87% | +14.34% | +21.53% |
| 2019 | +10.05% | +10.28% | -0.23% |
| 2018 | -7.94% | -7.49% | -0.45% |
| 2017 | +36.62% | +37.90% | -1.28% |
| 2016 | -0.59% | +4.05% | -4.64% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -28.62% | +14.53% | +9.35% | +119.94% | 75.4% | 42.9% |
| 3-Year Rolling | -7.04% | +14.42% | +12.33% | +37.98% | 97.7% | 21.8% |
| 5-Year Rolling | -1.21% | +15.55% | +16.52% | +29.15% | 99.8% | 28.5% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -36.5% | 1 months | 4 months |
| 2022-01-17 | 2022-06-20 | -23.1% | 5 months | 13 months |
| 2015-08-06 | 2016-02-25 | -21.3% | 7 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Instruments- Min 65% and Max 100% Money Market Instruments and, other liquid instruments, Units of Liquid, Money Market and Overnight Mutual Funds - Min 0% and Max 35% Gold ETFs & Silver ETFs - Min 0% and Max 25% Units issued by InvITs - Min 0% and Max 10% | Per Scheme Mandate |
Investment Objective & Strategy
To generate income & capital appreciation by predominantly investing in an actively managed diversified portfolio of equity & equity related instruments including derivatives. However, there is no assurance that the investment objective shall be realized.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 5,989 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Flexi Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Flexi Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Flexi Cap Fund | 4.5 | +11.81% | 1.86% | 101.3% | Rs 12,622 cr | Compare → |
| Baroda BNP Paribas Flexi Cap Fund | 3.7 | +11.67% | 2.46% | 104.0% | Rs 1,253 cr | Compare → |
| BANDHAN Flexi Cap Fund | 4.5 | +12.00% | 2.18% | 84.6% | Rs 7,747 cr | Compare → |
| Navi Flexi Cap Fund | 3.6 | +10.93% | 2.56% | 97.9% | Rs 304 cr | Compare → |
| JM Flexi Cap Fund | 4.5 | +13.48% | 2.26% | 108.9% | Rs 5,194 cr | Compare → |
Frequently Asked Questions about PGIM India Flexi Cap Fund
What is the expense ratio of PGIM India Flexi Cap Fund?
PGIM India Flexi Cap Fund has a total expense ratio (TER) of 2.08% with a base expense ratio of 1.56%, compared to the Flexi Cap category median of 2.17%.
Who manages PGIM India Flexi Cap Fund?
PGIM India Flexi Cap Fund is managed by Anandha Padmanabhan Anjeneyan (tenure: 5.4 years since 2021-06-01).
What are the historical returns of PGIM India Flexi Cap Fund?
PGIM India Flexi Cap Fund delivered a 3-year CAGR of 11.22% and a 5-year CAGR of 6.68%. Its 1-year return stands at +3.82%.
How large is PGIM India Flexi Cap Fund?
PGIM India Flexi Cap Fund manages assets of Rs 5,989 cr, placing it in the 'comfortable' size band relative to Flexi Cap peers.
How is PGIM India Flexi Cap Fund scored on MFIQ?
PGIM India Flexi Cap Fund holds an MFIQ Score of 4.0/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is PGIM India Flexi Cap Fund?
PGIM India Flexi Cap Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.75% with a maximum historical drawdown of -36.53%.