BANDHAN MID CAP FUND - GROWTH - REGULAR PLAN
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Generated +2.1% annualized alpha (excess return) over its benchmark.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.38% | +4.07% | -0.69% |
| 3 Months | -0.55% | -1.98% | +1.43% |
| 6 Months | +7.08% | +3.41% | +3.67% |
| 1 Year | +8.21% | +3.63% | +4.58% |
| 3 Years CAGR | +16.26% | +15.02% | +1.24% |
| Since Inception | +16.61% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BANDHAN MID CAP FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +10.79% | +5.43% | +5.36% |
| 2025 | -3.01% | +1.71% | -4.72% |
| 2024 | +32.01% | +29.27% | +2.74% |
| 2023 | +37.38% | +37.88% | -0.50% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -6.99% | +20.25% | +12.36% | +56.93% | 89.3% | 37.8% |
| 3-Year Rolling | +14.39% | +19.23% | +19.70% | +22.47% | 100.0% | 20.8% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-24 | 2025-04-07 | -23.3% | 6 months | 14 months |
| 2026-08-31 | 2026-10-23 | -11.2% | 2 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of Mid Cap companies | 65% - 100% Equity and equity related instruments of other than above: 0% - 35% Money Market and other liquid instruments# : 0%B - 35% Units issued by InvITs: 0% - 10% Mutual Fund Units (Overnight Fund, Money Market Fund & Liquid Fund): 05 - 35% |
Investment Objective & Strategy
The Fund seeks to generate long term capital appreciation by investing predominantly in equities and equity linked securities of mid cap segment.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,678 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Mid Cap schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Mid Cap Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Sundaram Mid Cap Fund | 5.7 | +16.06% | 1.86% | 89.3% | Rs 14,409 cr | Compare → |
| JM Mid Cap Fund | 5.2 | +16.63% | 2.43% | 99.6% | Rs 1,323 cr | Compare → |
| Axis Midcap Fund | 6.2 | +15.76% | 1.77% | 76.1% | Rs 34,908 cr | Compare → |
| ITI Mid Cap Fund | 4.8 | +16.28% | 2.38% | 94.7% | Rs 1,480 cr | Compare → |
| Motilal Oswal Midcap Fund | 6.7 | +17.20% | 1.60% | 96.4% | Rs 43,152 cr | Compare → |
Frequently Asked Questions about BANDHAN MID CAP FUND
What is the expense ratio of BANDHAN MID CAP FUND?
BANDHAN MID CAP FUND has a total expense ratio (TER) of 2.11% with a base expense ratio of 1.7%, compared to the Mid Cap category median of 2.11%.
Who manages BANDHAN MID CAP FUND?
BANDHAN MID CAP FUND is managed by Ritu Modi (tenure: 4.0 years since 2022-11-16).
What are the historical returns of BANDHAN MID CAP FUND?
BANDHAN MID CAP FUND delivered a 3-year CAGR of 16.26%. Its 1-year return stands at +8.21%.
How large is BANDHAN MID CAP FUND?
BANDHAN MID CAP FUND manages assets of Rs 2,678 cr, placing it in the 'comfortable' size band relative to Mid Cap peers.
How is BANDHAN MID CAP FUND scored on MFIQ?
BANDHAN MID CAP FUND holds an MFIQ Score of 5.7/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BANDHAN MID CAP FUND?
BANDHAN MID CAP FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.83% with a maximum historical drawdown of -23.32%.