Baroda BNP Paribas Equity Savings Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 7.4% demonstrates steady long-term compounding.
- Expense ratio (2.83%) is higher than category median (2.19%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.76% | +2.96% | +0.80% |
| 3 Months | +1.00% | +1.17% | -0.17% |
| 6 Months | +3.36% | +3.88% | -0.52% |
| 1 Year | +3.77% | +4.14% | -0.37% |
| 3 Years CAGR | +8.68% | +8.21% | +0.47% |
| 5 Years CAGR | +7.40% | +7.26% | +0.14% |
| 7 Years CAGR | +7.99% | +8.53% | -0.54% |
| Since Inception | +8.10% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Baroda BNP Paribas Equity Savings Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.36% | +3.40% | -0.04% |
| 2025 | +6.70% | +6.70% | 0.00% |
| 2024 | +10.87% | +11.07% | -0.20% |
| 2023 | +13.51% | +14.27% | -0.76% |
| 2022 | +3.11% | +2.49% | +0.62% |
| 2021 | +6.56% | +12.79% | -6.23% |
| 2020 | +11.98% | +11.09% | +0.89% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -0.93% | +8.49% | +8.01% | +21.46% | 99.4% | - |
| 3-Year Rolling | +6.27% | +8.65% | +8.59% | +12.11% | 100.0% | - |
| 5-Year Rolling | +6.54% | +8.45% | +8.40% | +10.52% | 100.0% | - |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related securities of which | 65% - 90% (i) Equity and equity related securities (unhedged); 15% - 40% (ii) Equities, equity related securities and derivatives including index futures, stock futures, index options and stock options, etc as part of hedged/arbitrage exposure (hedged) 25% - 75% Debt and Money Market instruments 10% - 35% Investments in InvITs 0% - 10% |
Investment Objective & Strategy
The primary objective of the Scheme is to generate capital appreciation and income by using arbitrage opportunities, investment in equity / equity related instruments and debt/ money market instruments.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 278 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Equity Savings schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Equity Savings Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Axis Equity Savings Fund | 4.6 | +8.83% | 2.68% | - | Rs 872 cr | Compare → |
| Mahindra Manulife Equity Savings Fund | 2.8 | +8.21% | 2.82% | - | Rs 530 cr | Compare → |
| Kotak Equity Savings Fund | 6.3 | +9.02% | 2.12% | - | Rs 10,417 cr | Compare → |
| UTI Equity Savings Fund | 5.5 | +7.91% | 2.06% | - | Rs 821 cr | Compare → |
| Aditya Birla Sun Life Equity Savings Fund | 4.5 | +7.88% | 1.68% | - | Rs 1,155 cr | Compare → |
Frequently Asked Questions about Baroda BNP Paribas Equity Savings Fund
What is the expense ratio of Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund has a total expense ratio (TER) of 2.83% with a base expense ratio of 2.1%, compared to the Equity Savings category median of 2.19%.
Who manages Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund is managed by Jitendra Sriram (tenure: 0.4 years since 2026-07-01).
What are the historical returns of Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund delivered a 3-year CAGR of 8.68% and a 5-year CAGR of 7.4%. Its 1-year return stands at +3.77%.
How large is Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund manages assets of Rs 278 cr, placing it in the 'comfortable' size band relative to Equity Savings peers.
How is Baroda BNP Paribas Equity Savings Fund scored on MFIQ?
Baroda BNP Paribas Equity Savings Fund holds an MFIQ Score of 4.9/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Baroda BNP Paribas Equity Savings Fund?
Baroda BNP Paribas Equity Savings Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 5.61% with a maximum historical drawdown of -8.48%.