Invesco India Financial Services Fund - Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 95% of 3-year investment horizons.
- Generated +2.9% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 2.16% is lower than category median (2.52%).
- Over 18 years of operational history across different market cycles.
- Experienced a maximum drawdown of -47.3% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +7.99% | +6.32% | +1.67% |
| 3 Months | +2.16% | -0.20% | +2.36% |
| 6 Months | +5.72% | +5.98% | -0.26% |
| 1 Year | +5.67% | +3.90% | +1.77% |
| 3 Years CAGR | +15.73% | +13.23% | +2.50% |
| 5 Years CAGR | +13.23% | +10.72% | +2.51% |
| 7 Years CAGR | +13.69% | +15.35% | -1.66% |
| 10 Years CAGR | +14.59% | +14.26% | +0.33% |
| Since Inception | +16.29% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Invesco India Financial Services Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +3.71% | +4.03% | -0.32% |
| 2025 | +15.07% | +1.43% | +13.64% |
| 2024 | +19.84% | +20.41% | -0.57% |
| 2023 | +25.99% | +30.70% | -4.71% |
| 2022 | +12.81% | +1.66% | +11.15% |
| 2021 | +14.02% | +30.31% | -16.29% |
| 2020 | +2.36% | +13.54% | -11.18% |
| 2019 | +21.25% | +7.11% | +14.14% |
| 2018 | -0.34% | -5.94% | +5.60% |
| 2017 | +45.18% | +39.22% | +5.96% |
| 2016 | +10.44% | +4.10% | +6.34% |
| 2015 | -2.14% | +1.85% | -3.99% |
| 2014 | +55.80% | +52.06% | +3.74% |
| 2013 | -9.53% | -4.06% | -5.47% |
| 2012 | +58.13% | +26.60% | +31.53% |
| 2011 | -29.91% | -23.05% | -6.86% |
| 2010 | +38.53% | +18.91% | +19.62% |
| 2009 | +70.74% | +77.75% | -7.01% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -34.12% | +19.50% | +15.80% | +155.56% | 77.8% | 59.1% |
| 3-Year Rolling | -6.94% | +15.61% | +16.47% | +42.83% | 94.7% | 52.9% |
| 5-Year Rolling | +1.26% | +15.17% | +15.45% | +28.26% | 100.0% | 71.7% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2008-08-11 | 2009-03-09 | -47.3% | 7 months | 3 months |
| 2020-02-12 | 2020-03-23 | -42.5% | 1 months | 9 months |
| 2010-11-04 | 2011-12-20 | -39.5% | 14 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments of Banking & Financial Services Companies: Min. 80% Max. 100% Equity and Equity Related Instruments of other than Banking & Financial Services Companies: Min. 0% and Max. 20%. Money Market/ Other Liquid Instruments: Min. 0% and Max. 20%. Gold / Silver ETFs:Min. 0% and Max. 20%.Units issued by InvITs : Min. 0% and Max. 10% | Per Scheme Mandate |
Investment Objective & Strategy
To generate capital appreciation from a portfolio of Equity and Equity Related Instruments of companies engaged in the business of banking and financial services. There is no assurance that the investment objective of the Scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,006 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant ESG Integration Strategy Fund | 5.2 | +15.75% | 3.15% | 108.4% | Rs 341 cr | Compare → |
| Sundaram Infrastructure Advantage Fund | 5.5 | +14.95% | 2.31% | 105.6% | Rs 943 cr | Compare → |
| Edelweiss Recently Listed IPO Fund | 5.0 | +16.48% | 2.68% | 94.2% | Rs 1,349 cr | Compare → |
| HSBC Consumption Fund | 6.1 | +14.33% | 2.19% | 108.6% | Rs 1,774 cr | Compare → |
| Aditya Birla Sun Life PSU Equity Fund | 7.0 | +18.45% | 1.87% | 117.5% | Rs 6,186 cr | Compare → |
Frequently Asked Questions about Invesco India Financial Services Fund
What is the expense ratio of Invesco India Financial Services Fund?
Invesco India Financial Services Fund has a total expense ratio (TER) of 2.16% with a base expense ratio of 1.76%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages Invesco India Financial Services Fund?
Invesco India Financial Services Fund is managed by Hiten Jain (tenure: 6.5 years since 2020-05-19).
What are the historical returns of Invesco India Financial Services Fund?
Invesco India Financial Services Fund delivered a 3-year CAGR of 15.73% and a 5-year CAGR of 13.23%. Its 1-year return stands at +5.67%.
How large is Invesco India Financial Services Fund?
Invesco India Financial Services Fund manages assets of Rs 2,006 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is Invesco India Financial Services Fund scored on MFIQ?
Invesco India Financial Services Fund holds an MFIQ Score of 5.9/10 (Average), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Invesco India Financial Services Fund?
Invesco India Financial Services Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 16.75% with a maximum historical drawdown of -47.32%.