Nippon India Multi Asset Allocation Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 85% of historical 3-year rolling periods.
- Strong capital defense: downside capture of 24% limits losses during market corrections.
- Generated +7.6% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.45% is lower than category median (2.13%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +2.70% | +3.61% | -0.91% |
| 3 Months | -1.99% | -1.36% | -0.63% |
| 6 Months | +2.01% | +1.77% | +0.24% |
| 1 Year | +6.79% | +6.58% | +0.21% |
| 3 Years CAGR | +17.22% | +13.86% | +3.36% |
| 5 Years CAGR | +13.22% | +12.08% | +1.14% |
| Since Inception | +16.03% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Nippon India Multi Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +4.22% | +2.90% | +1.32% |
| 2025 | +19.56% | +18.15% | +1.41% |
| 2024 | +18.65% | +16.05% | +2.60% |
| 2023 | +24.27% | +22.46% | +1.81% |
| 2022 | +3.22% | +5.20% | -1.98% |
| 2021 | +19.20% | +20.80% | -1.60% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -3.58% | +16.47% | +15.43% | +37.24% | 98.2% | 73.6% |
| 3-Year Rolling | +12.43% | +17.47% | +17.05% | +23.10% | 100.0% | 85.4% |
| 5-Year Rolling | +11.97% | +15.94% | +16.08% | +19.06% | 100.0% | 93.9% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2026-01-29 | 2026-03-23 | -10.9% | 2 months | 5 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related securities (including overseas securities /Overseas ETF) | 50%-80%, Debt & Money Market Instruments - 10%- 35%, Commodities: 10%- 30% (Includes Gold ETF, Silver ETF and Exchange Traded Commodity Derivatives (ETCDs) where participation will be limited to derivatives contracts in Metals, Energy and Indices as permitted by SEBI from time to time). |
Investment Objective & Strategy
The primary investment objective of Nippon India Multi Asset Allocation Fund is to seek long term capital growth by investing in equity and equity related securities, debt & money market instruments and Exchange Traded Commodity Derivatives and Gold ETF, Silver ETF as permitted by SEBI from time to time. However, there can be no assurance or guarantee that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 18,983 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| quant Multi Asset Allocation Fund | 5.8 | +19.81% | 2.13% | 18.5% | Rs 6,958 cr | Compare → |
| SBI MULTI ASSET ALLOCATION FUND | 5.6 | +13.84% | 1.37% | 23.1% | Rs 21,580 cr | Compare → |
| DSP Multi Asset Allocation Fund | 7.9 | +16.95% | 1.57% | 11.1% | Rs 11,441 cr | Compare → |
| Aditya Birla Sun Life Multi Asset Allocation Fund | 6.2 | +15.35% | 1.78% | 34.3% | Rs 7,836 cr | Compare → |
| WhiteOak Capital Multi Asset Allocation Fund | 7.1 | +15.31% | 1.65% | -2.1% | Rs 9,685 cr | Compare → |
Frequently Asked Questions about Nippon India Multi Asset Allocation Fund
What is the expense ratio of Nippon India Multi Asset Allocation Fund?
Nippon India Multi Asset Allocation Fund has a total expense ratio (TER) of 1.45% with a base expense ratio of 1.14%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages Nippon India Multi Asset Allocation Fund?
Nippon India Multi Asset Allocation Fund is managed by Vinay Sharma.
What are the historical returns of Nippon India Multi Asset Allocation Fund?
Nippon India Multi Asset Allocation Fund delivered a 3-year CAGR of 17.22% and a 5-year CAGR of 13.22%. Its 1-year return stands at +6.79%.
How large is Nippon India Multi Asset Allocation Fund?
Nippon India Multi Asset Allocation Fund manages assets of Rs 18,983 cr, placing it in the 'stretched' size band relative to Multi Asset Allocation peers.
How is Nippon India Multi Asset Allocation Fund scored on MFIQ?
Nippon India Multi Asset Allocation Fund holds an MFIQ Score of 7.1/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Nippon India Multi Asset Allocation Fund?
Nippon India Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.17% with a maximum historical drawdown of -10.92%.