WhiteOak Capital Multi Asset Allocation Fund Regular Plan Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 100% of historical 3-year rolling periods.
- Strong capital defense: downside capture of -2% limits losses during market corrections.
- Generated +7.2% annualized alpha (excess return) over its benchmark.
- Cost-efficient: expense ratio of 1.65% is lower than category median (2.13%).
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +1.72% | +3.61% | -1.89% |
| 3 Months | -0.25% | -1.36% | +1.11% |
| 6 Months | +4.76% | +1.77% | +2.99% |
| 1 Year | +7.60% | +6.58% | +1.02% |
| 3 Years CAGR | +15.31% | +13.86% | +1.45% |
| Since Inception | +14.60% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in WhiteOak Capital Multi Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.24% | +2.90% | +3.34% |
| 2025 | +16.94% | +18.15% | -1.21% |
| 2024 | +17.55% | +16.05% | +1.50% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +4.00% | +16.05% | +16.21% | +25.00% | 100.0% | 78.8% |
| 3-Year Rolling | +14.49% | +15.44% | +15.42% | +16.49% | 100.0% | 100.0% |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Instruments (including REITs) | 10% - 80%; Debt Securities and Money Market Instruments: 10% - 80%; Gold/silver related instruments (including ETFs, Sovereign gold deposit schemes) & Exchange Traded Commodity Derivatives (ETCDs) as permitted by SEBI from time to time: 10% - 50%; Units issued by InvITs: 0% - 10% |
Investment Objective & Strategy
To provide long term capital appreciation and generate income by investing in instruments across multiple asset classes viz. Equity, Debt, Gold/Silver related instruments and Exchange Traded Commodity Derivatives. There is no assurance that the investment objective of the Scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 9,685 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Multi Asset Allocation schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Multi Asset Allocation Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| DSP Multi Asset Allocation Fund | 7.9 | +16.95% | 1.57% | 11.1% | Rs 11,441 cr | Compare → |
| quant Multi Asset Allocation Fund | 5.8 | +19.81% | 2.13% | 18.5% | Rs 6,958 cr | Compare → |
| Nippon India Multi Asset Allocation Fund | 7.1 | +17.22% | 1.45% | 23.9% | Rs 18,983 cr | Compare → |
| SBI MULTI ASSET ALLOCATION FUND | 5.6 | +13.84% | 1.37% | 23.1% | Rs 21,580 cr | Compare → |
| Aditya Birla Sun Life Multi Asset Allocation Fund | 6.2 | +15.35% | 1.78% | 34.3% | Rs 7,836 cr | Compare → |
Frequently Asked Questions about WhiteOak Capital Multi Asset Allocation Fund
What is the expense ratio of WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund has a total expense ratio (TER) of 1.65% with a base expense ratio of 1.24%, compared to the Multi Asset Allocation category median of 2.13%.
Who manages WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund is managed by Ramesh Mantri (tenure: 3.5 years since 2023-05-19).
What are the historical returns of WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund delivered a 3-year CAGR of 15.31%. Its 1-year return stands at +7.60%.
How large is WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund manages assets of Rs 9,685 cr, placing it in the 'stretched' size band relative to Multi Asset Allocation peers.
How is WhiteOak Capital Multi Asset Allocation Fund scored on MFIQ?
WhiteOak Capital Multi Asset Allocation Fund holds an MFIQ Score of 7.1/10 (Good), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is WhiteOak Capital Multi Asset Allocation Fund?
WhiteOak Capital Multi Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 5.90% with a maximum historical drawdown of -6.13%.