Samco Dynamic Asset Allocation Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of 24% limits losses during market corrections.
- Expense ratio (3.44%) is higher than category median (2.4%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.70% | +5.51% | -0.81% |
| 3 Months | +2.55% | +1.29% | +1.26% |
| 6 Months | +3.25% | +5.25% | -2.00% |
| 1 Year | 0.00% | +2.38% | -2.38% |
| Since Inception | +1.52% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.48% | +1.91% | -1.43% |
| 2025 | -4.49% | +5.68% | -10.17% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -11.02% | -2.43% | -2.15% | +9.87% | 20.3% | 23.6% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-27 | 2026-03-30 | -17.2% | 18 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity related instruments including derivaties-0% to 100% | Per Scheme Mandate |
| Debt and Money Market Instruments, including Units of Debt Oriented mutual fund schemes- 0% to 100% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to seek to generate income/long-term capital appreciation by investing in equity, equity derivatives, fixed income instruments and foreign securities. The allocation between equity instruments and fixed income will be managed dynamically so as to provide investors with long term capital appreciation while managing downside risk. However, there can be no assurance or guarantee that the investment objective of the scheme will be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 57.0 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Canara Robeco Balanced Advantage Fund | 3.6 | - | 2.37% | 64.3% | Rs 1,057 cr | Compare → |
| Parag Parikh Dynamic Asset Allocation Fund | 6.9 | - | 0.75% | 8.0% | Rs 2,471 cr | Compare → |
| Helios Balanced Advantage Fund | 4.4 | - | 2.81% | 52.3% | Rs 281 cr | Compare → |
| Bajaj Finserv Balanced Advantage Fund | 4.2 | - | 2.63% | 64.9% | Rs 1,296 cr | Compare → |
| Unifi Dynamic Asset Allocation Fund | 9.8 | - | - | -15.6% | Rs 1,560 cr | Compare → |
Frequently Asked Questions about Samco Dynamic Asset Allocation Fund
What is the expense ratio of Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund has a total expense ratio (TER) of 3.44% with a base expense ratio of 2.1%, compared to the Balanced Advantage category median of 2.40%.
Who manages Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund is managed by Umeshkumar Mehta.
What are the historical returns of Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund has a 1-year return of 0.00%.
How large is Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund manages assets of Rs 57.0 cr, placing it in the 'small' size band relative to Balanced Advantage peers.
How is Samco Dynamic Asset Allocation Fund scored on MFIQ?
Samco Dynamic Asset Allocation Fund holds an MFIQ Score of 2.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Samco Dynamic Asset Allocation Fund?
Samco Dynamic Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 10.28% with a maximum historical drawdown of -17.18%.