Unifi Dynamic Asset Allocation Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Strong capital defense: downside capture of -16% limits losses during market corrections.
- Generated +1.8% annualized alpha (excess return) over its benchmark.
- Limited historical track record under 3 years; long-term cycle performance is still evolving.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +0.78% | +5.51% | -4.73% |
| 3 Months | +2.16% | +1.29% | +0.87% |
| 6 Months | +4.49% | +5.25% | -0.76% |
| 1 Year | +8.12% | +2.38% | +5.74% |
| Since Inception | +7.92% | - | - |
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +6.98% | +1.91% | +5.07% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | +6.46% | +7.42% | +7.42% | +8.15% | 100.0% | 98.8% |
Risk Profile & Deepest Drawdowns
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & Equity Related Securities: 0 to 100%. Debt Securities & Money Market Instruments: 0 to 100%. | Per Scheme Mandate |
Investment Objective & Strategy
To generate income and/or capital appreciation by investing in a dynamically managed portfolio of equity, fixed income instruments, equity & equity derivatives and other permissible equity/hybrid instruments. | No assurance or guarantee is given that the investment objective of the scheme will be achieved. The scheme does not guarantee or assure any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,560 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Motilal Oswal Balanced Advantage Fund MOFDYNAMIC | 0.7 | +3.17% | - | 88.2% | Rs 738 cr | Compare → |
| Bajaj Finserv Balanced Advantage Fund | 4.2 | - | 2.63% | 64.9% | Rs 1,296 cr | Compare → |
| Shriram Balanced Advantage Fund | 2.3 | +5.54% | 2.57% | 71.7% | Rs 43.4 cr | Compare → |
| Helios Balanced Advantage Fund | 4.4 | - | 2.81% | 52.3% | Rs 281 cr | Compare → |
| NJ Balanced Advantage Fund | 3.3 | +7.01% | 2.40% | 54.7% | Rs 3,335 cr | Compare → |
Frequently Asked Questions about Unifi Dynamic Asset Allocation Fund
What is the expense ratio of Unifi Dynamic Asset Allocation Fund?
The expense ratio for Unifi Dynamic Asset Allocation Fund is currently not reported.
Who manages Unifi Dynamic Asset Allocation Fund?
Unifi Dynamic Asset Allocation Fund is managed by Saravanan VN.
What are the historical returns of Unifi Dynamic Asset Allocation Fund?
Unifi Dynamic Asset Allocation Fund has a 1-year return of +8.12%.
How large is Unifi Dynamic Asset Allocation Fund?
Unifi Dynamic Asset Allocation Fund manages assets of Rs 1,560 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is Unifi Dynamic Asset Allocation Fund scored on MFIQ?
Unifi Dynamic Asset Allocation Fund holds an MFIQ Score of 9.8/10 (Strong), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Unifi Dynamic Asset Allocation Fund?
Unifi Dynamic Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 0.94% with a maximum historical drawdown of -0.17%.