Samco ELSS Tax Saver Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Downside capture of 134% indicates larger drops during broader market downturns.
- Expense ratio (3.35%) is higher than category median (2.34%), which creates fee drag over time.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | -1.47% | +7.77% | -9.24% |
| 3 Months | -2.75% | +0.19% | -2.94% |
| 6 Months | +2.08% | +5.12% | -3.04% |
| 1 Year | -0.86% | +1.89% | -2.75% |
| 3 Years CAGR | +1.15% | +11.88% | -10.73% |
| Since Inception | +6.38% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Samco ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | +0.08% | +1.20% | -1.12% |
| 2025 | -12.63% | +3.57% | -16.20% |
| 2024 | +8.73% | +19.98% | -11.25% |
| 2023 | +33.60% | +27.84% | +5.76% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -19.49% | +5.78% | -0.90% | +38.57% | 47.8% | 8.2% |
| 3-Year Rolling | -0.17% | +4.89% | +4.83% | +8.59% | 99.5% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-12-11 | 2025-03-03 | -29.9% | 3 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity related instruments – 80% to 100% Debt and Money Market instruments - 0% to 20% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the scheme is to generate long term capital appreciation through investments made predominantly in equity and equity related instruments. However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 100 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as small relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Shriram ELSS Tax Saver Fund | 2.4 | +6.46% | 2.57% | 114.2% | Rs 47.8 cr | Compare → |
| BAJAJ FINSERV ELSS TAX SAVER FUND | 4.5 | - | 2.94% | 107.7% | Rs 95.3 cr | Compare → |
| NJ ELSS Tax Saver Fund | 3.1 | +6.51% | 2.54% | 105.0% | Rs 338 cr | Compare → |
| UTI ELSS Tax Saver Fund | 2.9 | +8.67% | 1.94% | 102.8% | Rs 3,472 cr | Compare → |
| Mahindra Manulife ELSS Tax Saver Fund | 2.6 | +8.78% | 2.49% | 99.1% | Rs 892 cr | Compare → |
Frequently Asked Questions about Samco ELSS Tax Saver Fund
What is the expense ratio of Samco ELSS Tax Saver Fund?
Samco ELSS Tax Saver Fund has a total expense ratio (TER) of 3.35% with a base expense ratio of 2.1%, compared to the ELSS category median of 2.34%.
Who manages Samco ELSS Tax Saver Fund?
Samco ELSS Tax Saver Fund is managed by Umeshkumar Mehta (tenure: 3.3 years since 2023-08-01).
What are the historical returns of Samco ELSS Tax Saver Fund?
Samco ELSS Tax Saver Fund delivered a 3-year CAGR of 1.15%. Its 1-year return stands at -0.86%.
How large is Samco ELSS Tax Saver Fund?
Samco ELSS Tax Saver Fund manages assets of Rs 100 cr, placing it in the 'small' size band relative to ELSS peers.
How is Samco ELSS Tax Saver Fund scored on MFIQ?
Samco ELSS Tax Saver Fund holds an MFIQ Score of 1.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Samco ELSS Tax Saver Fund?
Samco ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 18.30% with a maximum historical drawdown of -29.88%.