Shriram ELSS Tax Saver Fund - Regular Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- 5-Year CAGR of 5.43% demonstrates steady long-term compounding.
- Downside capture of 114% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +8.19% | +7.77% | +0.42% |
| 3 Months | -0.02% | +0.19% | -0.21% |
| 6 Months | +4.41% | +5.12% | -0.71% |
| 1 Year | -1.75% | +1.89% | -3.64% |
| 3 Years CAGR | +6.46% | +11.88% | -5.42% |
| 5 Years CAGR | +5.43% | +9.96% | -4.53% |
| 7 Years CAGR | +9.74% | +13.84% | -4.10% |
| Since Inception | +10.08% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Shriram ELSS Tax Saver Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.96% | +1.20% | -3.16% |
| 2025 | -5.70% | +3.57% | -9.27% |
| 2024 | +16.79% | +19.98% | -3.19% |
| 2023 | +24.53% | +27.84% | -3.31% |
| 2022 | +2.11% | +2.11% | 0.00% |
| 2021 | +18.82% | +32.16% | -13.34% |
| 2020 | +15.99% | +17.88% | -1.89% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -21.28% | +11.65% | +8.15% | +64.34% | 67.9% | 15.3% |
| 3-Year Rolling | +3.94% | +12.80% | +12.87% | +22.31% | 100.0% | 0.1% |
| 5-Year Rolling | +3.63% | +12.88% | +13.66% | +19.70% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-12 | 2020-03-23 | -29.9% | 1 months | 7 months |
| 2024-10-15 | 2025-02-28 | -24.0% | 4 months | Not yet recovered |
| 2021-10-18 | 2022-06-20 | -18.4% | 8 months | 12 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and Equity Related Securities including Derivatives: 80% to 100%; | Per Scheme Mandate |
| Money Market Instruments/ Gold ETFs / Silver ETFs /Other Liquid Instruments / Units of Domestic Mutual Funds: 0% to 20%; | Per Scheme Mandate |
| Units issued by InvITS: 0% to 10% | Per Scheme Mandate |
Investment Objective & Strategy
The primary investment objective of the Scheme is to generate income and long-term capital appreciation from a diversified portfolio of predominantly equity and equity related securities and enable investors to avail the income tax rebate, as permitted from time to time. There is no assurance that the investment objective of the Scheme will be achieved. The Scheme does not assure or guarantee any returns.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 47.8 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as too small relative to ELSS schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest ELSS Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| NJ ELSS Tax Saver Fund | 3.1 | +6.51% | 2.54% | 105.0% | Rs 338 cr | Compare → |
| Samco ELSS Tax Saver Fund | 1.5 | +1.15% | 3.35% | 133.8% | Rs 100 cr | Compare → |
| UTI ELSS Tax Saver Fund | 2.9 | +8.67% | 1.94% | 102.8% | Rs 3,472 cr | Compare → |
| BAJAJ FINSERV ELSS TAX SAVER FUND | 4.5 | - | 2.94% | 107.7% | Rs 95.3 cr | Compare → |
| Mahindra Manulife ELSS Tax Saver Fund | 2.6 | +8.78% | 2.49% | 99.1% | Rs 892 cr | Compare → |
Frequently Asked Questions about Shriram ELSS Tax Saver Fund
What is the expense ratio of Shriram ELSS Tax Saver Fund?
Shriram ELSS Tax Saver Fund has a total expense ratio (TER) of 2.57% with a base expense ratio of 2.09%, compared to the ELSS category median of 2.34%.
Who manages Shriram ELSS Tax Saver Fund?
Shriram ELSS Tax Saver Fund is managed by Ketankumar Shah.
What are the historical returns of Shriram ELSS Tax Saver Fund?
Shriram ELSS Tax Saver Fund delivered a 3-year CAGR of 6.46% and a 5-year CAGR of 5.43%. Its 1-year return stands at -1.75%.
How large is Shriram ELSS Tax Saver Fund?
Shriram ELSS Tax Saver Fund manages assets of Rs 47.8 cr, placing it in the 'too small' size band relative to ELSS peers.
How is Shriram ELSS Tax Saver Fund scored on MFIQ?
Shriram ELSS Tax Saver Fund holds an MFIQ Score of 2.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Shriram ELSS Tax Saver Fund?
Shriram ELSS Tax Saver Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.63% with a maximum historical drawdown of -29.94%.