SBI CONSUMPTION OPPORTUNITIES FUND - REGULAR - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Outperformed category benchmark in 69% of historical 3-year rolling periods.
- Cost-efficient: expense ratio of 2.22% is lower than category median (2.52%).
- Over 27 years of operational history across different market cycles.
- Downside capture of 122% indicates larger drops during broader market downturns.
- Experienced a maximum drawdown of -36.5% during severe market crashes.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +4.39% | +6.32% | -1.93% |
| 3 Months | -5.76% | -0.20% | -5.56% |
| 6 Months | -3.48% | +5.98% | -9.46% |
| 1 Year | -10.37% | +3.90% | -14.27% |
| 3 Years CAGR | +4.24% | +13.23% | -8.99% |
| 5 Years CAGR | +8.35% | +10.72% | -2.37% |
| 7 Years CAGR | +12.77% | +15.35% | -2.58% |
| 10 Years CAGR | +13.12% | +14.26% | -1.14% |
| Since Inception | +13.09% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI CONSUMPTION OPPORTUNITIES FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -9.57% | +4.03% | -13.60% |
| 2025 | -6.30% | +1.43% | -7.73% |
| 2024 | +22.82% | +20.41% | +2.41% |
| 2023 | +29.92% | +30.70% | -0.78% |
| 2022 | +13.86% | +1.66% | +12.20% |
| 2021 | +35.57% | +30.31% | +5.26% |
| 2020 | +13.86% | +13.54% | +0.32% |
| 2019 | +0.13% | +7.11% | -6.98% |
| 2018 | -1.97% | -5.94% | +3.97% |
| 2017 | +53.10% | +39.22% | +13.88% |
| 2016 | +2.39% | +4.10% | -1.71% |
| 2015 | +5.32% | +1.85% | +3.47% |
| 2014 | +30.89% | +52.06% | -21.17% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -31.58% | +15.68% | +14.93% | +77.95% | 76.3% | 55.1% |
| 3-Year Rolling | -4.35% | +15.76% | +16.18% | +37.30% | 95.4% | 69.2% |
| 5-Year Rolling | +2.30% | +15.64% | +15.06% | +30.11% | 100.0% | 98.1% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2018-08-31 | 2020-03-24 | -36.5% | 19 months | 9 months |
| 2024-09-26 | 2026-10-23 | -28.9% | 25 months | Not yet recovered |
| 2013-07-23 | 2013-08-28 | -17.1% | 1 months | 9 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities and equity related securities in Consumption sector including REITs | 80%-100% |
| Other equity & equity related instruments | 0%-20% |
| Money market and other liquid instruments including units of domestic mutual funds | 0%-20% |
| Units issued by InvITs | 0%-10% |
| Gold and Silver Instruments | 0%-20% |
Investment Objective & Strategy
To provide the investor with the opportunity of long term capital appreciation by investing in a diversified portfolio of equity and equity related securities in Consumption space.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 2,581 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| UTI Innovation Fund | 2.8 | +3.35% | 2.39% | 117.6% | Rs 789 cr | Compare → |
| Samco Flexi Cap Fund | 0.8 | -4.37% | 3.17% | 150.0% | Rs 235 cr | Compare → |
| Tata Ethical Fund | 3.7 | +4.97% | 1.96% | 92.4% | Rs 3,875 cr | Compare → |
| Kotak Healthcare Fund | 7.5 | - | 2.49% | 35.1% | Rs 928 cr | Compare → |
| quant Teck Fund | 1.9 | +4.49% | 3.70% | 120.5% | Rs 252 cr | Compare → |
Frequently Asked Questions about SBI CONSUMPTION OPPORTUNITIES FUND
What is the expense ratio of SBI CONSUMPTION OPPORTUNITIES FUND?
SBI CONSUMPTION OPPORTUNITIES FUND has a total expense ratio (TER) of 2.22% with a base expense ratio of 1.7%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages SBI CONSUMPTION OPPORTUNITIES FUND?
SBI CONSUMPTION OPPORTUNITIES FUND is managed by Ashit Desai (tenure: 2.6 years since 2024-04-02).
What are the historical returns of SBI CONSUMPTION OPPORTUNITIES FUND?
SBI CONSUMPTION OPPORTUNITIES FUND delivered a 3-year CAGR of 4.24% and a 5-year CAGR of 8.35%. Its 1-year return stands at -10.37%.
How large is SBI CONSUMPTION OPPORTUNITIES FUND?
SBI CONSUMPTION OPPORTUNITIES FUND manages assets of Rs 2,581 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is SBI CONSUMPTION OPPORTUNITIES FUND scored on MFIQ?
SBI CONSUMPTION OPPORTUNITIES FUND holds an MFIQ Score of 3.2/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI CONSUMPTION OPPORTUNITIES FUND?
SBI CONSUMPTION OPPORTUNITIES FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.30% with a maximum historical drawdown of -36.48%.