UTI Innovation Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Downside capture of 118% indicates larger drops during broader market downturns.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +3.16% | +6.32% | -3.16% |
| 3 Months | -4.82% | -0.20% | -4.62% |
| 6 Months | +4.55% | +5.98% | -1.43% |
| 1 Year | -5.60% | +3.90% | -9.50% |
| 3 Years CAGR | +3.35% | +13.23% | -9.88% |
| Since Inception | +3.70% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in UTI Innovation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -2.53% | +4.03% | -6.56% |
| 2025 | -7.77% | +1.43% | -9.20% |
| 2024 | +18.36% | +20.41% | -2.05% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -15.79% | -0.88% | -2.90% | +27.21% | 31.8% | 4.7% |
| 3-Year Rolling | +1.31% | +2.59% | +2.57% | +3.32% | 100.0% | 0.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2026-03-23 | -32.9% | 18 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity & equity related instruments following growth and innovation- oriented theme | 80% - 100% Money Market Instruments and other instruments permissible under residual portion: 0% - 20% |
Investment Objective & Strategy
The scheme intends to provide medium to long long-term capital appreciation through investment primarily in growth and innovation-oriented equity and equity-related instruments. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 789 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Tata Ethical Fund | 3.7 | +4.97% | 1.96% | 92.4% | Rs 3,875 cr | Compare → |
| SBI CONSUMPTION OPPORTUNITIES FUND | 3.2 | +4.24% | 2.22% | 122.5% | Rs 2,581 cr | Compare → |
| quant Teck Fund | 1.9 | +4.49% | 3.70% | 120.5% | Rs 252 cr | Compare → |
| Samco Flexi Cap Fund | 0.8 | -4.37% | 3.17% | 150.0% | Rs 235 cr | Compare → |
| Aditya Birla Sun Life MNC Fund | 3.1 | +5.45% | 2.12% | 113.2% | Rs 3,055 cr | Compare → |
Frequently Asked Questions about UTI Innovation Fund
What is the expense ratio of UTI Innovation Fund?
UTI Innovation Fund has a total expense ratio (TER) of 2.39% with a base expense ratio of 2.01%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages UTI Innovation Fund?
UTI Innovation Fund is managed by Nitin Jain.
What are the historical returns of UTI Innovation Fund?
UTI Innovation Fund delivered a 3-year CAGR of 3.35%. Its 1-year return stands at -5.60%.
How large is UTI Innovation Fund?
UTI Innovation Fund manages assets of Rs 789 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is UTI Innovation Fund scored on MFIQ?
UTI Innovation Fund holds an MFIQ Score of 2.8/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is UTI Innovation Fund?
UTI Innovation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 18.33% with a maximum historical drawdown of -32.94%.