SBI TECHNOLOGY OPPORTUNITIES FUND - REGULAR PLAN - GROWTH
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 54% limits losses during market corrections.
- Cost-efficient: expense ratio of 1.97% is lower than category median (2.52%).
- Over 27 years of operational history across different market cycles.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +6.96% | +6.32% | +0.64% |
| 3 Months | +0.32% | -0.20% | +0.52% |
| 6 Months | +11.30% | +5.98% | +5.32% |
| 1 Year | -6.48% | +3.90% | -10.38% |
| 3 Years CAGR | +10.26% | +13.23% | -2.97% |
| 5 Years CAGR | +5.92% | +10.72% | -4.80% |
| 7 Years CAGR | +18.21% | +15.35% | +2.86% |
| 10 Years CAGR | +17.37% | +14.26% | +3.11% |
| Since Inception | +17.28% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in SBI TECHNOLOGY OPPORTUNITIES FUND compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -8.98% | +4.03% | -13.01% |
| 2025 | +1.54% | +1.43% | +0.11% |
| 2024 | +30.05% | +20.41% | +9.64% |
| 2023 | +24.83% | +30.70% | -5.87% |
| 2022 | -15.46% | +1.66% | -17.12% |
| 2021 | +66.42% | +30.31% | +36.11% |
| 2020 | +47.34% | +13.54% | +33.80% |
| 2019 | +12.24% | +7.11% | +5.13% |
| 2018 | +17.14% | -5.94% | +23.08% |
| 2017 | +13.01% | +39.22% | -26.21% |
| 2016 | -3.30% | +4.10% | -7.40% |
| 2015 | +2.37% | +1.85% | +0.52% |
| 2014 | +29.25% | +52.06% | -22.81% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -21.37% | +18.89% | +13.87% | +113.48% | 74.7% | 50.9% |
| 3-Year Rolling | +0.23% | +17.17% | +15.31% | +40.79% | 100.0% | 48.6% |
| 5-Year Rolling | +0.70% | +18.38% | +19.66% | +31.52% | 100.0% | 66.3% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2020-02-17 | 2020-03-23 | -30.0% | 1 months | 4 months |
| 2022-01-04 | 2022-06-17 | -26.0% | 5 months | 18 months |
| 2025-12-22 | 2026-06-30 | -24.6% | 6 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equities and equity related securities in technology and technology related securities - 80-100% | Per Scheme Mandate |
| Other equities and equity related instruments (including REITs) - 0-20% | Per Scheme Mandate |
| Units issued by InVIT - 0-10% | Per Scheme Mandate |
| Money market and other liquid instruments including units of domestic mutual funds - 0-20% | Per Scheme Mandate |
| Gold and Silver instruments - 0-20% | Per Scheme Mandate |
Investment Objective & Strategy
The investment objective of the Scheme is to provide the investor with the opportunity of long term capital appreciation by investing in a diversified portfolio of equity and equity related securities in technology and technology related companies.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 4,546 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as stretched relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| Aditya Birla Sun Life Banking and Financial Services Fund | 4.5 | +10.55% | 1.98% | 102.9% | Rs 3,657 cr | Compare → |
| BARODA BNP PARIBAS India Consumption Fund | 4.5 | +9.79% | 2.37% | 102.0% | Rs 1,470 cr | Compare → |
| UTI India Consumer Fund | 3.5 | +10.12% | 2.43% | 115.3% | Rs 742 cr | Compare → |
| Kotak ESG Exclusionary Strategy Fund | 4.3 | +9.57% | 2.48% | 93.7% | Rs 730 cr | Compare → |
| Mirae Asset Great Consumer Fund | 5.3 | +10.37% | 2.06% | 112.0% | Rs 4,796 cr | Compare → |
Frequently Asked Questions about SBI TECHNOLOGY OPPORTUNITIES FUND
What is the expense ratio of SBI TECHNOLOGY OPPORTUNITIES FUND?
SBI TECHNOLOGY OPPORTUNITIES FUND has a total expense ratio (TER) of 1.97% with a base expense ratio of 1.61%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages SBI TECHNOLOGY OPPORTUNITIES FUND?
SBI TECHNOLOGY OPPORTUNITIES FUND is managed by Vivek Gedda (tenure: 2.6 years since 2024-04-01).
What are the historical returns of SBI TECHNOLOGY OPPORTUNITIES FUND?
SBI TECHNOLOGY OPPORTUNITIES FUND delivered a 3-year CAGR of 10.26% and a 5-year CAGR of 5.92%. Its 1-year return stands at -6.48%.
How large is SBI TECHNOLOGY OPPORTUNITIES FUND?
SBI TECHNOLOGY OPPORTUNITIES FUND manages assets of Rs 4,546 cr, placing it in the 'stretched' size band relative to Sectoral / Thematic peers.
How is SBI TECHNOLOGY OPPORTUNITIES FUND scored on MFIQ?
SBI TECHNOLOGY OPPORTUNITIES FUND holds an MFIQ Score of 5.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is SBI TECHNOLOGY OPPORTUNITIES FUND?
SBI TECHNOLOGY OPPORTUNITIES FUND has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 15.51% with a maximum historical drawdown of -29.97%.