BARODA BNP PARIBAS India Consumption Fund - Regular Plan - Growth Option
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +10.40% | +6.32% | +4.08% |
| 3 Months | +1.22% | -0.20% | +1.42% |
| 6 Months | +7.31% | +5.98% | +1.33% |
| 1 Year | -1.33% | +3.90% | -5.23% |
| 3 Years CAGR | +9.79% | +13.23% | -3.44% |
| Since Inception | +12.57% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in BARODA BNP PARIBAS India Consumption Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.55% | +4.03% | -5.58% |
| 2025 | +0.82% | +1.43% | -0.61% |
| 2024 | +22.45% | +20.41% | +2.04% |
| 2023 | +29.03% | +30.70% | -1.67% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -14.26% | +13.43% | +10.36% | +49.45% | 72.4% | 40.7% |
| 3-Year Rolling | +6.22% | +14.08% | +15.28% | +20.96% | 100.0% | 32.0% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-23 | 2026-03-31 | -23.1% | 18 months | Not yet recovered |
| 2022-04-08 | 2022-06-17 | -11.6% | 2 months | 1 months |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments of companies in the consumption theme | 80% - 100% Other Equity and equity related instruments: 0% - 20% Money Market and other liquid instruments*, Gold and Silver instruments (through ETFs) :0% - 20% Units issued by InvITs: 0% - 10% Units of Mutual Funds as permitted by SEBI$ : 0% -10% |
Investment Objective & Strategy
The investment objective of the scheme is to seek long term capital appreciation by investing in equity/equity related instruments of the companies that: 1. are likely to benefit directly or indirectly from the domestic consumption led demand; or 2. are related to selling of products or rendering of services that go directly to the consumer; or 3. have products or services which have distinct brand identity, thereby enabling choice.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,470 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Sectoral / Thematic schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Sectoral / Thematic Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| SBI TECHNOLOGY OPPORTUNITIES FUND | 5.4 | +10.26% | 1.97% | 54.3% | Rs 4,546 cr | Compare → |
| Kotak ESG Exclusionary Strategy Fund | 4.3 | +9.57% | 2.48% | 93.7% | Rs 730 cr | Compare → |
| Aditya Birla Sun Life Banking and Financial Services Fund | 4.5 | +10.55% | 1.98% | 102.9% | Rs 3,657 cr | Compare → |
| Taurus Banking & Financial Services Fund | 3.7 | +9.86% | 2.53% | 94.0% | Rs 11.4 cr | Compare → |
| UTI India Consumer Fund | 3.5 | +10.12% | 2.43% | 115.3% | Rs 742 cr | Compare → |
Frequently Asked Questions about BARODA BNP PARIBAS India Consumption Fund
What is the expense ratio of BARODA BNP PARIBAS India Consumption Fund?
BARODA BNP PARIBAS India Consumption Fund has a total expense ratio (TER) of 2.37% with a base expense ratio of 1.82%, compared to the Sectoral / Thematic category median of 2.52%.
Who manages BARODA BNP PARIBAS India Consumption Fund?
BARODA BNP PARIBAS India Consumption Fund is managed by Paresh Jain (tenure: 0.4 years since 2026-07-01).
What are the historical returns of BARODA BNP PARIBAS India Consumption Fund?
BARODA BNP PARIBAS India Consumption Fund delivered a 3-year CAGR of 9.79%. Its 1-year return stands at -1.33%.
How large is BARODA BNP PARIBAS India Consumption Fund?
BARODA BNP PARIBAS India Consumption Fund manages assets of Rs 1,470 cr, placing it in the 'comfortable' size band relative to Sectoral / Thematic peers.
How is BARODA BNP PARIBAS India Consumption Fund scored on MFIQ?
BARODA BNP PARIBAS India Consumption Fund holds an MFIQ Score of 4.5/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is BARODA BNP PARIBAS India Consumption Fund?
BARODA BNP PARIBAS India Consumption Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 13.30% with a maximum historical drawdown of -23.14%.