Sundaram Dynamic Asset Allocation Fund Regular Plan - Growth
💡 Why Pick This Fund? Quantitative Strengths & Watch-outs
- Delivered positive returns in 100% of 3-year investment horizons.
- Strong capital defense: downside capture of 61% limits losses during market corrections.
- Equities carry market risk; returns fluctuate and recommended investment horizon is 5+ years.
Key Statistics vs Category Median
Trailing Returns Comparison
| Period | Fund Return | Category Median | Difference |
|---|---|---|---|
| 1 Month | +5.51% | +5.51% | 0.00% |
| 3 Months | -0.74% | +1.29% | -2.03% |
| 6 Months | +2.64% | +5.25% | -2.61% |
| 1 Year | -0.88% | +2.38% | -3.26% |
| 3 Years CAGR | +7.64% | +9.06% | -1.42% |
| Since Inception | +7.21% | - | - |
📈 Monthly SIP vs Bank Fixed Deposit (FD) Replay
See how a regular monthly SIP in Sundaram Dynamic Asset Allocation Fund compares against a standard 7.0% p.a. Bank Fixed Deposit.
Calendar Year Returns
| Year | Fund | Category Median | Gap |
|---|---|---|---|
| 2026 | -1.16% | +1.91% | -3.07% |
| 2025 | +5.14% | +5.68% | -0.54% |
| 2024 | +12.64% | +12.82% | -0.18% |
| 2023 | +14.10% | +18.07% | -3.97% |
Daily Rolling Returns Summary
| Rolling Window | Minimum | Average | Median | Maximum | % Positive | % Beating Proxy |
|---|---|---|---|---|---|---|
| 1-Year Rolling | -8.25% | +8.91% | +7.51% | +25.52% | 88.4% | 35.9% |
| 3-Year Rolling | +5.66% | +9.89% | +10.02% | +14.10% | 100.0% | 5.7% |
Risk Profile & Deepest Drawdowns
Deepest Market Corrections (Depth >= 10%)
| Peak Date | Trough Date | Fall Depth | Months to Bottom | Recovery Period |
|---|---|---|---|---|
| 2024-09-26 | 2025-03-03 | -10.1% | 5 months | 7 months |
| 2025-11-28 | 2026-03-31 | -10.1% | 4 months | Not yet recovered |
Portfolio & Asset Allocation
Statutory Asset Allocation Mandate (SEBI / SID)
| Instrument Category | Permitted Allocation Range |
|---|---|
| Equity and equity related instruments – 0-100 %, Fixed Income, Money Market instruments – 0-100 %, Units issued by REITs and InvITs – 0-10% | Per Scheme Mandate |
Investment Objective & Strategy
An open ended dynamic asset allocation fund, The investment objective of the Scheme is to provide accrual income and capital appreciation by investing in a mix of equity, debt, REITs/InvITs and equity derivatives that are managed dynamically.
ℹ️ Detailed monthly stock-level holdings for this scheme are updated periodically from asset management company statutory disclosures.
Fund Size Position
Currently managing Rs 1,660 cr (AMFI Daily Fund AUM as of 2026-11-11). Positioned as comfortable relative to Balanced Advantage schemes.
Fund Management
Cost & Capital Gains Taxation
From April 2026 the total expense ratio includes brokerage, transaction costs and statutory levies on top of the base fee.
Equity-oriented schemes: 20% short-term capital gains tax if sold within 12 months; 12.5% long-term capital gains tax on gains exceeding ₹1.25 lakh per financial year when held for more than 12 months.
Closest Balanced Advantage Peers by Rank
| Scheme | Score | 3Y Return | Expense | Downside | Fund Size | Compare |
|---|---|---|---|---|---|---|
| LIC MF Balanced Advantage Fund | 3.4 | +7.75% | 2.91% | 53.3% | Rs 672 cr | Compare → |
| Tata Balanced Advantage Fund | 4.8 | +7.58% | 1.85% | 52.0% | Rs 8,166 cr | Compare → |
| Union Balanced Advantage Fund | 3.7 | +8.33% | 2.50% | 51.4% | Rs 1,202 cr | Compare → |
| ITI Balanced Advantage Fund | 2.5 | +7.46% | 3.22% | 41.6% | Rs 319 cr | Compare → |
| BANK OF INDIA BALANCED ADVANTAGE FUND | 3.9 | +9.06% | 2.67% | 57.2% | Rs 183 cr | Compare → |
Frequently Asked Questions about Sundaram Dynamic Asset Allocation Fund
What is the expense ratio of Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund has a total expense ratio (TER) of 2.54% with a base expense ratio of 1.8%, compared to the Balanced Advantage category median of 2.40%.
Who manages Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund is managed by FM1 - Mr. Bharath.
What are the historical returns of Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund delivered a 3-year CAGR of 7.64%. Its 1-year return stands at -0.88%.
How large is Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund manages assets of Rs 1,660 cr, placing it in the 'comfortable' size band relative to Balanced Advantage peers.
How is Sundaram Dynamic Asset Allocation Fund scored on MFIQ?
Sundaram Dynamic Asset Allocation Fund holds an MFIQ Score of 3.4/10 (Weak), based on a category percentile composite across returns, risk, consistency, and cost.
How risky is Sundaram Dynamic Asset Allocation Fund?
Sundaram Dynamic Asset Allocation Fund has an official SEBI riskometer rating of Very High. Over the analyzed period, its annualized standard deviation is 8.55% with a maximum historical drawdown of -10.13%.